When you carry an American Savings Bank Visa® Business Check Card, you hold a very smart banking tool that fits in the palm of your hand. Plus, as with our other Visa cards you're eligible to sign up for our TravelAwards Plus SMrewards program. Make a signature-based purchased with your Visa Business Check Card and earn a point for every dollar spent. On top of that, enjoy added savings on purchases with Visa Discounts.

With the Business Check Card, you get double the value — ATM access and purchasing power. Access your funds through ATMs worldwide wherever you see the PLUS SYSTEM® or STAR SYSTEM® network logos.1 Even better, use your Business Check Card to make purchases wherever Visa Check Cards are accepted — currently, in over 25 million merchant locations in 137 countries.

It’s easy to get a Business Check Card. All you need is an American Savings Bank Business Checking account.

	Highlights Below > Benefits Your Business Will Receive > Fast Facts > Additional Benefits > TravelAwards Plus - Rewards Program

Benefits Your Business Will Receive

• Convenience of ATM accessibility, point-of-sale purchase power, and the benefits of Visa in one card
• Flexibility to issue cards to your employees with specific levels of access and withdrawal limits
• Make automatic payments on monthly bills
• Save and Earn rewards - Visa Discounts and TravelAwards Plus
• Web-based reports to track your card activity.
• Purchase Security which covers items damaged or stolen (excluding theft from auto) a full 90 days from date of purchase with this card
• Warranty Manager Service which doubles the original U.S. manufacturer’s warranty up to one year
• Lost/stolen card reporting to stop card activity before any unauthorized use occurs

	Fast Facts
	Purchases Daily purchases with a Visa Gold Check card can be up to $10,000 — based on the level you select.
	ATM Withdrawals The daily ATM cash withdrawal limit is up to $1,500/day — based on the level you select.

1. Fees may apply at non-American Savings Bank-owned ATMs
2. If your checking account is linked to a line of credit and you exceed your available funds and activate the overdraft line, we may impose interest and fees according to the terms of your agreement. Please refer to your account agreement for all the terms and conditions that apply to your account.

Additional Benefits

Like a Check Without the Hassles

• With your Visa Business Check Card, the amount is automatically deducted from your checking account.
• Your Visa Business Check Card is a debit card, not a credit card, so you never receive a bill. And unlike a credit card, there are no interest charges (unless you link overdraft protection to a line of credit).2

Money Management Made Easy

• Whether you access your funds through an ATM or make purchases, all of your Visa Business Check Card transactions are recorded and provided on your monthly checking statement.
• You get a complete record of the amount, date, and even the place where your transaction or purchase was made.

More Secure than Cash

• If your card is lost or stolen, you can get it replaced
• You can limit the loss of your money by promptly reporting the loss or theft, or any unauthorized transaction.

Private Information Stays Private

• Whether you use your Personal Identification Number (PIN) or sign a receipt, the only information provided to the merchant when you make a purchase is on your Business Check Card. The merchant doesn’t learn your address, telephone number, or Social Security number.

TravelAwards Plus SM - Rewards Program
TravelAwards Plus, the most flexible rewards program in the state, allows you to earn points for your purchases while giving you maximum flexibility in redeeming your points. Earn points on your:

• personal or business Visa check card
• personal or business Visa credit card