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Personal Lines Insurance††
Protecting Your Most Important Assets

Bishop Insurance Agency†† can help you protect your most important personal assets. Whether for your home, condo, boat, motorcycle or automobile, we can help you secure the proper insurance coverage. We will tailor your policies to your specific needs and situation.

Here is a list and brief description of the variety of insurance coverages we offer. The terms and conditions of your insurance policy may differ and coverage offered varies by insurance company and your specific needs.

Homeowners - Protects your home and personal property against physical damage caused by covered losses, and also includes liability coverages in the event you are sued by a third party. Other coverage may be provided as needed.

Renters - Protects your personal property and provides for liability coverage in the event you are sued by a third party when you are a renter.

Dwelling - Another type of policy on houses and is often used to protect property other than your home against physical damage caused by fire and other events. It can also provide coverage for loss of rental income while property is being repaired.

Autos and Motorcycles - Liability coverage to protect you from the risk of operating a motor vehicle. Coverage for loss of use while your auto or motorcycle is being repaired can be included. Other coverages may be provided as needed.

Flood - Flood risk is normally excluded from other policies. A flood policy will protect your dwelling, other structures and personal property and can include other coverages as selected.

Hurricane - Many homeowners or dwelling policies exclude damage by hurricane. Hurricane insurance policies will protect your dwelling, other structures and personal property against physical damage caused by a hurricane. Coverage for other exposures, such as contents or living expenses while repairs are being conducted may be available.

Umbrella - Provides coverage over and above your underlying liability policies. This will cover damages in excess of your basic limits for claims relating to bodily injury, property damage, and personal injury (including libel and slander).

Identity Theft - Primary owners of American Savings Bank personal checking accounts are automatically enrolled in IDSafeChoice SM , which provides a Recovery Advocate who works on their behalf to restore their identity at no cost.*

American Savings Bank also offers IDSafeChoice PlusSM, which can help reduce your risk of being a victim of identity theft by adding an early warning system and additional benefits. For a nominal fee you can add family members to this program. With IDSafeChoice Plus, you will receive the following benefits:

All the benefits of IDSafeChoice for your family members.
Continuous monitoring of your credit with Daily Identity Theft Alerts.
Up to $25,000 in reimbursement for out-of-pocket expenses incurred in recovering your identity with no deductible including $6,250 per week for lost wages.**
Newsletter with Monthly Scam Alerts and other important protection tips.

We can also provide coverage for the following:

Aircraft
Boats

Terms and Conditions: Services are provided to the primary owner of an American Savings Bank checking account based on American's Covered Group definition. Businesses are not eligible for this offer. The benefits have no cash value, are non-transferable, and non-cancelable (except in the event of termination of the program by American Savings Bank). Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to American Savings Bank during the eligibility period. You must contact American Savings Bank before being referred to Identity Safeguards, our services provider, for services. Services are available only in the United States, and for persons temporarily or permanently residing outside the United States to the extent that U.S. laws apply. The services provider does not provide credit counseling or repair to credit which legitimately belongs to the customer. The services provider reserves the right to refuse or terminate services if it is deemed that you are committing fraud or other illegal acts, making untrue statements or failing to perform your portion of the recovery plan. The services provider will not refuse or terminate services solely on the complexity of the case. Identity Theft Services are provided by Identity Safeguards or other IDT Alliance affiliate partner, at the discretion of American Savings Bank.

Insurance underwritten by member companies of American International Group, Inc. and offered through American Savings Bank Bishop Insurance Agency Department. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available to residents of New York and may not be available in other jurisdictions.