Launched in 2005, our Careers in Banking program is designed to teach students the importance of financial literacy. American Savings Bank employees visit classrooms of local schools to share information on money management. Presentations are tailored to fit various age levels and audiences. We also offer branch and banking department tours to give students a first-hand, behind-the-scenes look into the different operations within a bank — from our bank tellers to our administration.

Over 500 students have attended a presentation annually since the program’s inception.

Topics offered include:

Budgeting

• What is the purpose of a budget?
• Making a working budget.
• How to review your paycheck stubs and plan to meet your future goals.
• Reviewing your resources to determine what can be spent and how you can save.
• The importance of self-discipline in managing your budget.

Credit

• What are the costs and benefits of using credit?
• How to establish good credit; dangers of abusing credit.
• Things to consider when applying for a credit card.
• What is a credit score?

Savings and Investments

• How time, money and interest help you meet financial goals; the power of compound interest.
• The rule of 72, a guide to help you double your money.
• Risk and return.
• How inflation works.

The Federal Reserve System

• How the Federal Reserve Bank began; Federal Reserve System structure; how it works.
• Cash distribution and how checks work.
• How the Federal Reserve lends money to banks.

Banking and the U.S. Economy

• Financial services provided by banks; how banks contribute to the economy and community.
• Description of a typical bank; the functions of banking.
• Where money comes from; what happens when it is deposited in a bank.

Careers in Banking

• What kinds of careers are available in banking? Take a closer look at a wide range of careers such as accounting, human resources, marketing, technology, and training and development.
• What are the job responsibilities?

For more information about our Careers in Banking program, or to schedule a presentation or bank tour, please contact our Community Development Department at 808-539-7131.

Nanakuli High School students learn financial literacy basics.

American Savings Bank Executive Vice President Gabe Lee teaches Pearl Harbor Elementary students about saving, opportunity costs, interest and responsible spending.