American Savings Bank's ATMs offer the convenience of 24-hour access to your funds. And it's easy to find a Money ExpressSM ATM located near you — at your local mall, near your favorite restaurant, and at select locations throughout the Islands. Plus ATMs are quick — there's no waiting in line at a branch.

Access your accounts at any Money Express ATM. Simply use your American Savings Bank Money Express ATM card or Visa® Gold Check Card to withdraw cash, check your balance, make payments, and more. You can use your Visa® Credit card to make cash advances, balance inquiries, and payments. Use all three cards to access the services of a worldwide network of ATMs displaying the PLUS SYSTEM® and STAR SYSTEM® logos.

If you have questions about how to use an ATM, simply stop by any branch. We'll be happy to assist you in getting started.

	Highlights Below > Benefits of Using an ATM > Benefits of 'Smart' ATMs > ATM Cards > Comparing ATM Cards > ATM and 'Smart' ATM Locations

Benefits of Using an ATM

• Enjoy convenient ATM locations throughout Hawaii
• Withdraw cash and access your accounts day or night
• Deposit and cash checks anytime using our 'smart' ATMs
• Make transfers between American Savings Bank accounts
• Check balances on your accounts
• Receive a complete record of your transactions on your monthly statement

Benefits of 'Smart' ATMs
Cash checks, make deposits and more with the newest generation of ATMs - 'smart' ATM. More advanced than most ATMs, our 'smart' ATMs offer addition features to make banking even more convenient. More

ATM Cards
American Savings Bank offers three different ways to access an ATM. Each card has different capabilities.

Money Express ATM Card
Get the card that gives you access to your cash without having to go into the branch to see a teller. It's yours free with any American Statement Savings account. More

Visa Gold Check Card
Offers even more value. You'll get ATM access, and you can use your card to make purchases wherever Visa Check Cards are accepted. More

Visa Credit Card
Use your credit card like an ATM card to access your Visa account. More

Comparing ATM Cards
	Money Express1	Visa Check Card1	Visa Credit Card1
Fees
Monthly/Annual Fee	None	None	Varies, depending on card selected
American Savings Bank ATM Transaction Fee	None2	None2	None
Non-American Savings Bank ATM Transaction Fees	• $1.00 per withdrawal • $2.50 per withdrawal outside the U.S.	• $1.00 per withdrawal • $2.50 per withdrawal outside the U.S.	None
Transactions
Withdrawals	Up to $1,000 per day or available balance, whichever is less	Up to $1,000 per day or available balance, whichever is less	Up to $1,000 per day or available balance, whichever is less
Deposits	Yes3	Yes3	No
Transfers	Yes3	Yes3	No
Balance Inquiries	Yes	Yes	Yes
Mini-Statements	Yes3	Yes3	No
Purchases	PIN-based POS purchases only (applies only to checking accounts)	Up to $3,000 per day or available balance whichever is lower	Up to your available credit limit

1. Please refer to your card agreement for all the terms and conditions that apply to your card. Some banks may have higher fees for withdrawal and balance inquiries.
2. $1 fee for each mini-statement transaction.
3. At American Savings Bank ATMs only.

ATM and 'Smart' ATM Locations
Click the following for ATM Locations or 'Smart' ATM Locations.