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Preferred Checking
Putting Your Money to Work

Along with easy access to your money, every dollar in your Preferred Checking account earns a competitive rate of interest, compounded daily. What’s more, a Preferred Checking account gives you greater peace of mind when you add our Preferred CreditLineSM overdraft protection.

In addition, Direct deposit1 customers receive free Online Banking with Bill Payment2.

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> Benefits You’ll Receive
> Fast Facts


Benefits You’ll Receive

  • Unlimited check-writing
  • Compounded daily interest on entire balance
  • Free Visa® Gold Check Card
  • Free Online and Bank-by-Phone services — easily retrieve account information, make transfers between accounts, and more3
  • Convenient 24-hour ATM access
  • Optional Preferred CreditLineSM overdraft protection
  • Free Check SafeKeeping storage service
  • Federally insured up to FDIC limits
Fast Facts

Minimum Opening Deposit

$100 minimum

Minimum Daily Balance

$1,000 (or maintain a $3,000+ monthly average balance)

Monthly Fee
No fee as long as you have:4

  • $1,000 minimum daily balance or
  • $3,000 minimum average monthly balance

Otherwise:

  • $9 with direct deposit1
  • $10 without direct deposit1
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  1. Monthly direct deposit must be government or payroll direct deposit.
  2. One (1) free Online Banking with Bill Payment user per account. Number of payments and transfers from savings account subject to limitations.
  3. May be subject to limitations.
  4. We do not assess a fee during the month in which the account is opened even if the opening balance is below $1,000.

 

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