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I-Plan CheckingSM
Full Service Checking

I-Plan CheckingSM is part of our I-PlanSM account which combines a personal checking account and a specially tiered statement savings account.1 Just imagine — higher interest rates, no monthly fees, and the convenience of free or discounted Online Banking with Bill Payment2 — yours when you open an I-Plan account.

And, you can relax knowing you have automatic overdraft protection3 for your I-Plan Checking account provided directly from your I-Plan SavingsSM account.

icon Highlights Below
> Benefits You’ll Receive
> Fast Facts


Benefits You’ll Receive

  • Higher interest rates on your savings
  • No-annual-fee overdraft protection for your checking account3
  • Unlimited check-writing
  • Free Visa® Gold Check Card
  • Free or discounted Online Banking with Bill Payment2
  • Free Bank-by-Phone services — easily retrieve account information, make transfers between accounts, and more
  • Convenient 24-hour ATM access
  • An "easy-to-read" combined monthly statement
  • Federally insured up to FDIC limits
Fast Facts
Below are I-Plan Checking highlights. For an overview of the complete I-Plan account click here.
I-Plan Checking Level i Level ii Level iii
No Monthly Service Fees Yes Yes Yes
No Minimum Balance Requirement Yes Yes Yes
No-Annual-Fee Overdraft Protection3 Yes Yes Yes
Online Banking with Bill Payment Nominal Fee FREE2 FREE2
Minimum Opening Deposit $1,000 $1,000 $1,000
Direct Deposit Required4 Yes Yes Yes
Free Visa Gold Check Card Yes Yes Yes
  1. To qualify for I-Plan you must have both I-Plan Checking and I-Plan Savings accounts. One account per primary accountholder. Businesses and not for profit organizations are not eligible. Other restrictions apply.
  2. One (1) free Online Banking with Bill Payment user per account. Number of payments and transfers from savings account subject to limitations.
  3. $5.00 transfer fee for all occurrences per day, no transfer fee for I-Plan Level iii accounts. Savings Overdraft transfer is optional. Number of transfers and payments from savings account subject to limitations.
  4. Monthly direct deposits must be government or payroll direct deposits.

 

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