ASB > Personal > Checking & Savings Choices > Checking


	ASB Free Checking	Preferred Checking	I-Plan Checking^SM	Senior Checking
Description	A great, free checking account	All the essentials, plus earn a preferred rate of interest	Part of our I-PlanSM account which combines a personal checking account and especially tiered savings account^†	For those age 55 or more. Same benefits as interest-earning Preferred Checking, with no monthly fee
Interest	Not Applicable	Compounded daily on entire balance	Not Applicable	Compounded daily on entire balance
Interest		Credited monthly		Credited monthly
Minimum Opening Deposit	None¹	$100	$1,000	$100
Minimum Balance to Avoid Monthly Fee	No minimum required	$1,000 minimum daily balance or $3,000 average balance No fee during month account is opened regardless of balance	No minimum required	No minimum required
Monthly Fee	None	$9 with direct deposit2 or $10	None (direct deposit required)	None
Visa® Gold Check Card with Travel Rewards	FREE3	FREE3	FREE3	FREE3
Money ExpressSM ATM Access	FREE3	FREE3	FREE3	FREE3
AccountAbilitySM (telephone inquiry service)	FREE	FREE	FREE	FREE
Online Banking	FREE	FREE	FREE	FREE
Online Bill Payment (optional service)	FREE4	Free4 2-month trial period, then monthly fees may apply	Free4 2-month trial period, then monthly fees may apply	Free4 2-month trial period, then monthly fees may apply
Overdraft Protection	Preferred CreditLineSM not available Savings Overdraft Transfer available: Statement Savings account required5 No annual fee	Preferred CreditLineSM available: requires credit approval $15 annual fee	Preferred CreditLineSM available: requires credit approval $15 annual fee OR Savings Overdraft Transfer available	Preferred CreditLineSM available: requires credit approval $15 annual fee
Check Image SafeKeeping	FREE (required)	FREE	FREE (required)	FREE

† An I-Plan SavingsSM account is required to open and maintain an I-Plan Checking account.