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Compare Savings Accounts
Account Choices That Fit Your Needs

Statement Savings
I-Plan SavingsSM
 Money Market Account Moneyhune Account Holiday Account
Description
    A convenient way to save.
    Designed to provide serious savers with premium interest rates for maintaining higher balances.†
    Higher balances earn higher rates, plus you can write a limited number of checks each month.
  • Earns a competitive interest rate and has no fees or minimum balance requirements.
  • Designed to encourage young children to start a savings program.
  • Makes it easy to save for the holidays and earn a competitive interest rate.
  • Encourages savers not to touch their holiday savings until the holidays.
Who's It For?
  • You're starting a savings program.
  • You want the convenience of a quarterly statement for easy recordkeeping.
  • You want to earn higher interest rates on your savings
  • You can maintain the minimum balances required to earn premium interest rates.
  • You want a more accessible savings program with an interest rate that grows as your money grows.
  • You keep more money in your account.
  • You're 14 years old or younger.
  • You're starting your first savings account.
  • You receive money for your birthday or on holidays.
  • You want to save money for the holidays.
  • You find it difficult to have enough money to pay holiday bills.
Interest
  • Compounded daily on entire balance.
  • Credited monthly.
  • $100 minimum balance required to earn interest.
  • Compounded daily on entire balance.
  • Credited monthly
  • Minimum balance required to earn interest
  • ­Level  i   - $5,000
  • ­Level  ii  - $10,000
  • ­Level  iii - $25,000
  • Compounded monthly on entire balance.
  • Credited monthly.
  • No minimum balance required to earn interest.
  • Compounded daily on entire balance.
  • Credited monthly.
  • $5 minimum balance required to earn interest.
  • Simple interest is paid on October 31st.
  • No minimum balance required to earn interest.
Minimum Opening Deposit
    $100
  • -Level  i   - $5,000
  • ­Level  ii  - $10,000
  • ­Level  iii - $25,000
    $1,000
    $10
    $5
Minimum Balance to Avoid Monthly Fee
    $300
    None
  • $1,000
  • (or maintain a monthly average balance of $2,500+)
    None
    None
Monthly Fee
    None
    None
    None
Money ExpressSM ATM Card
    FREE
    FREE
    FREE
    N/A
    N/A
Money Express ATM Access
    FREE3
    FREE3
    FREE3
    N/A
    N/A

AccountAbilitySM

(telephone inquiry service)

    FREE
    FREE
    FREE
    FREE
    FREE

Online Banking

(view only)

    FREE
    FREE
    FREE
    FREE
    FREE
  1. We do not assess a fee during the month in which the account is opened even if the opening balance is below the minimum balance to avoid a monthly fee.
  2. Direct deposit discount applies only to statement cycle(s) when government benefits or payroll direct deposit are made to the account.
  3. Transactions at ATMs not owned by American Savings Bank are subject to a fee. Mini-statements are available for a nominal fee.

† An I-Plan CheckingSM account is required to open and maintain an I-Plan Savings account.

Click here for the I-Plan Requirements and Benefits.