I-Plan is a unique banking package offered by American Savings Bank. With I-Plan, you get a free checking account combined with a savings account.1 Together they give you everything you want in a bank account — higher interest rates, no restrictions to access your funds, no monthly service fees, and the convenience of free or discounted Online Banking with Bill Payment.2

Click here to learn our special introductory rate.

	Highlights Below > Benefits You’ll Receive > Account Choices > I-Plan Checking — Fast Facts > I-Plan Savings — Fast Facts

Benefits You’ll Receive

• Higher interest rates on your savings
• No-annual-fee overdraft protection for your checking account3
• Unlimited check-writing
• Free Visa® Gold Check Card
• Convenient 24-hour ATM access
• Free or discounted Online Banking with Bill Payment2
• Free Bank-by-Phone services — easily retrieve account information, make transfers between accounts, and more3
• An "easy-to-read" combined monthly statement
• Federally insured up to FDIC limits

Account Choices
The more you save, the more you earn. Choose from three different levels, each tiered to earn you even higher interest rates — potentially double the interest that you would earn with a normal savings account.

I-Plan CheckingSM - Fast Facts
I-Plan Checking is a full service checking account which features ‘no annual fee overdraft protection’,3 and unlimited check-writing privileges. Requires direct deposit.4 More

I-Plan SavingsSM - Fast Facts
I-Plan Savings combines a specially tiered Statement Savings account with a full service personal Checking account. It also provides overdraft protection for your I-Plan Checking account by transferring funds from your I-Plan Savings.3 More

1. To qualify for I-Plan you must have both I-Plan Checking and I-Plan Savings accounts. One account per primary account holder. Businesses and Not-for-Profit organizations are not eligible. Other restrictions apply.
2. One (1) free Online Banking with bill payment per user account. Number of payments and transfers from savings account subject to limitations.
3. $5.00 transfer fee for all occurrences per day, no transfer fee for I-Plan iii. Savings Overdraft Transfer is optional. Number of payments and transfers from savings account subject to limitations.
4. Monthly direct deposits must be government or payroll direct deposit.

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