TravelAwards Plus, the most flexible rewards program in the state, allows you to earn points while giving you maximum flexibility in redeeming your points. Earn points by using either your American Savings Bank Visa® TravelAwards Plus check card or credit card. Plus, receive bonus TravelAwards Plus points and exclusive merchant offers when you shop at the TravelAwards Plus Online Mall.

Here's more - points you earn with your check and credit card may be combined into one program account, so you can earn points faster and reap your rewards quicker.* Program participation is open to personal and business customers.

The TravelAwards Plus points can be used for travel with no seat restrictions or blackout dates, brand name merchandise, gift cards from local Hawaii and national merchants, music and ringtone downloads and so much more.

	Highlights Below > Fast Facts > Frequently Asked Questions Quick Links > Enroll in TravelAwards Plus > Register to view your statement and manage your account online > Log in to access your account information or to redeem online > Shop at the TravelAwards Plus Online Mall > Browse our Redemption Center > TravelAwards Plus Terms and Conditions

	Fast Facts
	To Participate Enroll your American Savings Bank Visa check card (personal and business) into the TravelAwards Plus program American Savings Bank TravelAwards Plus credit cards (personal and business) are automatically enrolled upon credit approval
	Earning Points Earn points when you sign for your purchases Earn points when you make mail-order, online and telephone purchases Personal check card: $2 net retail purchase = 1 point Personal credit card: $1 net retail purchase = 1 point Business check card: $1 net retail purchase = 1 point Business check card: $1 net retail purchase = 1 point
	Point Redemption Ring tones, music, books, magazines, etc. = 750 point minimum redemption Gift cards/certificates = 1,000 point minimum redemption Merchandise = 2,500 point minimum redemption Travel = 10,000 point minimum redemption, in increments of 2,500
	Redeeming Points Visit the TravelAwards Plus Redemption Center at asbhawaii.com/travelawardsplus Contact the TravelAwards Plus Redemption Center (1-800-866-4090)
Frequently Asked Questions Note: Please refer to the TravelAwards Plus Terms and Conditions for detailed information about the program. What is TravelAwards PlusSM? What makes TravelAwards Plus different from "frequent flier" and other points programs? How do I earn points? Is there a limit to the number of points that I can earn? When can I redeem points? How do I redeem points for travel? Can my TravelAwards Plus points be combined with points earned on other programs? Do TravelAwards Plus points expire? Are TravelAwards Plus points transferable? How much does it cost to participate in TravelAwards Plus? How do I participate?
For more information about TravelAwards Plus refer to the program Terms and Conditions, visit asbhawaii.com/travelawardsplus, contact us at 627-6900 or 1-800-272-2566 (Neighbor Islands and Mainland), or visit one of our conveniently located branches.
Q: What is TravelAwards PlusSM? A: It's a unique American Savings Bank program that rewards you for using your TravelAwards PlusSM Visa® credit card or your personal or business check card. Q: What makes TravelAwards Plus different from "frequent flier" and other points programs? A: Typical programs allow you to earn points by using your credit card or check card - but not both. TravelAwards Plus allows you to earn with both cards. Plus, the points you earn on each card may be accumulated into one program account enabling you to earn points faster and reap your rewards faster. In addition, TravelAwards Plus is the most flexible rewards program in the state. Redeem your points for travel without restrictions or black out dates, for merchandise, gift cards from local Hawaii merchants, and even for music and ringtone downloads. Q: How do I earn points? A: On credit cards: earn 1 point for every dollar of eligible purchases; On personal check cards: earn 1 point for every two dollars of eligible purchases; On business check cards: earn 1 point for every dollar of eligible purchases. We keep track of all the points you've earned and you can keep up-to-date on the points you've accumulated with our convenient and easy to access online TravelAwards Plus statement. Q: Is there a limit to the number of points that I can earn? A: There is no limit to the number of TravelAwards Plus points that can be earned and accumulated. O: When can I redeem points? A: You can redeem points any time for as little as 750 points. Visit asbhawaii.com/travelawardsplus for redemption options. Q: How do I redeem points for travel? A: It's easy to redeem your points - go online and visit asbhawaii.com/travelawardsplus or call the TravelAwards Plus Redemption Center at 1-800-866-4090, 24 hours-a-day and 7 days-a-week. Q: Can my TravelAwards Plus points be combined with points earned on other programs? A: Program points may not be combined with or transferred to other award programs offered by other companies/institutions. However, American Savings Bank Visa card accounts containing the same ownership may be combined into one TravelAwards Plus program account. (Some restrictions apply. Subject to limitations.) Q: Do TravelAwards Plus points expire? A: They're good for seven (7) years from the time they're earned. So there's plenty of time (and ways) to use your points. Q: Are TravelAwards Plus points transferable? A: Program points are not transferable/may not be assigned, pledged or transferred to another program account, other participating cardholders, account beneficiaries, or any other third party. Q: How much does it cost to participate in TravelAwards Plus? A: There are no costs or fees. However, rates and fees for the use of your American Savings Bank Visa credit card and check card apply. Q: How do I participate? A: Check cards - If you have an American Savings Bank Visa check card all you have to do is enroll in the program. Enrollment is convenient, simply click here, call 1-800-866-4090 or visit a branch near you for assistance. Credit cards - apply for a TravelAwards Plus credit card and upon credit approval enrollment is automatic.