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Which is Right for You?

 
Auto Loans

Overdraft Protection

(Preferred CreditLineSM)

Personal Unsecured Loan
Savings Secured Loan
Personal Secured Loan
Description
    Flexible options to help you finance the purchase of your new or used car
    Overdraft protection for your checking account or extra cash when you need it
    Simple, easy way to get the extra money you need for a one-time expense
    Get money to pay off debts or other expenses and use your American Savings Bank savings account or CD as collateral for repayment
A home equity loan that gives you access to the equity in your home right away.
A great way to consolidate other bills, make improvements to your home, or take a vacation.
Interest
    Low, fixed interest rate
    Low, fixed interest rate
    Rate varies with term of the loan
  • Statement Savings account as collateral – 2.5% points over current savings account rate
  • CD1 as collateral – 3.0% points over the CD’s rate
Fixed may be tax deductible
Minimum Loan Amount
    Not Applicable
    $25 per day2
    $1500
    $1000
    $7500
AccountAbilitySM (telephone inquiry service)
    FREE
    FREE
    FREE
    FREE
    FREE
  1. Early withdrawal penalties do not apply if you use a CD as collateral for your Savings Secured Loan.
  2. Minimum loan per day is $25. Ex: If account is overdrawn $15, the minimum of $25 will be loaned even though it is $10 over the required amount.