Student Loans
Education Loan Choices to Fit Your Needs

Funding a college education is a difficult and costly proposition. At American Savings Bank, we understand this and want to help you realize your dreams. There are several options available to you depending on your situation.

	Highlights Below > Benefits You’ll Receive > Account Choices

Benefits You’ll Receive

• Payments can be made automatically from an existing checking account
• Low rates
• No pre-payment penalty
• Customers have five to 10 years to repay loan
• Repayment is deferred until six months after graduation or cessation of enrollment
• Extensions can be granted under special circumstances

Account Choices

Loans for Students (Stafford)
A Stafford Loan through American Savings Bank, makes you eligible to participate in the SMS Hawaii HELP Benefits Program, which offers one of the lowest-cost student loans available anywhere in the nation.1 More

Loans for Parents (PLUS)
If you are a credit-worthy parent, adoptive parent, or spouse of a remarried parent of an eligible dependent student you can apply for a PLUS Loan for that student. Students must be enrolled at least half-time in a qualified school. Each year, they may borrow up to the cost of education, less financial aid. More