Do you want to know what your credit report looks like before you apply for credit? Or do you want to review your credit rating? Fortunately, obtaining your credit report is easy. At least once a year you should review your credit history and clear up any misrepresentations.

Order your credit report today — it’s quick, convenient, and secure.

	Highlights Below > Benefits You’ll Receive > Fast Facts > Why You Should Check Your Credit

• Gain awareness of your credit rating.
• Discover any payment reporting errors and correct them.
• Get a summary of what you owe.
• Review any unauthorized transactions to prevent identity theft.

	Fast Facts
	Obtaining a Credit Report1 You can obtain a 3-in-1 credit report online by clicking order your credit report now (secured delivery within 30 seconds) or, If you want an individual credit report sent to you, contact: Experian P.O. Box 2104 Allen, TX 75013-2104 (888) EXPERIAN (397-3742) Equifax, Information Service Center P.O. Box 105873 Atlanta, GA 30348 (800) 685-1111 TransUnion Corporation P.O. Box 390 Springfield, PA 19064-0390 (800) 888-4213
	Cost Each report is usually less than $10 a piece Reports are free if you have been turned down for credit or housing within the past 60 days

1. There are three credit bureaus that check credit reports: Equifax, Experian, and TransUnion. They share your credit information with other lenders when you apply for credit or a loan. They keep track of your address, your employment, every payment that you make, and every credit account that you owe.

Why You Should Check Your Credit
Given the high volume of identity thefts, it is important to periodically check your credit report to make certain no one is using your identity.

Check your credit report for inaccuracies. The bureaus are required to investigate and correct them. Also look for items that could lower your credit rating, such as open lines of credit and credit cards you never use. Keep in mind that when borrowing money, lenders look at how much you owe as well as how open debt you have available. You may want to consider consolidating credit lines into one easy-to-manage account.