Identity Theft Services
from American Savings Bank

According to the Federal Trade Commission, identity theft is one of the fastest growing crimes in the United States, with more than 10 million victims each year. If you become a victim, American Savings Bank can help. We’ve teamed with IDT Alliance, a national consultancy specializing in the field of identity theft resolution. And, if you have an American Savings Bank personal checking account, you are automatically enrolled in IDSafeChoice at no cost!*

icon Did You Know . . .

Chances are 1 in 23 that you will become a victim of identity theft, according to statistics provided by the Federal Trade Commission.


IDSafeChoice

If you are the primary owner of an American Savings Bank personal checking account, you are automatically enrolled in IDSafeChoice at no cost.*  To learn about our checking account choices, click here.

If you are eligible for the free IDSafeChoice program and believe that you may be a victim of identity theft call 627-6900 (Oahu) or 1-800-272-2566 (Neighbor Islands and Mainland).


IDSafeChoice Benefits

  • Personal Recovery Advocate is assigned to your case within 1 business day.
  • A Recovery Guide is delivered to you upon notification of the identity theft event.
  • A personalized Recovery Plan is developed, based on the damage assessment.
  • To completely restore your identity to pre-event status your Personal Recovery Advocate:
    • provides fraud alerts to the three major credit bureaus
    • works with the Federal Trade Commission, the Social Security Administration, the US Postal Service, Department of Motor Vehicles, and local and federal law enforcement, among others
  • For the more complex cases, the Advocate consults with the provider’s legal group, forensic accounting specialists, and fraud investigation team made up of former FBI agents and other law enforcement officials.
  • The Advocate provides post-recovery follow-up, for up to one full year, to find if further problems have surfaced.

icon Did You Know . . .

The age group with the highest incidence of identity theft is between the ages of 18 and 29, and they account for almost a third of all victims. There were over 400,000 cases of identity theft in 2004 for children under the age of 18.
Source: Identity Theft Data Clearinghouse Study published by the FTC, February 2005.

IDSafeChoice Plus†

Reduce your risk – You can add an early warning system and additional protection benefits with IDSafeChoice Plus. For a nominal monthly fee you can also add family members to this program. With IDSafeChoice Plus, you'll receive all the following additional benefits:

  • Continuous monitoring of your credit
  • Weekly email alerts of suspicious activities
  • Comprehensive annual credit report
  • Education - protection test and personalized protection plan, special reports on the "new tricks of the trade", personal protection newsletter, etc.
  • Up to $25,000 in reimbursement for expenses incurred in recovering your identity, with no deductible**

To enroll in IDSafeChoice Plus visit any of our conveniently located branches.

*

Terms and Conditions: Services are provided to the primary owner of an American Savings Bank checking account based on American's Covered Group definition. Businesses are not eligible for this offer. The benefits have no cash value, are non-transferable, and non-cancelable (except in the event of termination of the program by American Savings Bank). Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to American Savings Bank during the eligibility period. You must contact American Savings Bank before being referred to our services provider, for services. Services are available only in the United States, and for persons temporarily or permanently residing outside the United States to the extent that U.S. laws apply. The services provider does not provide credit counseling or repair to credit which legitimately belongs to the customer. The services provider reserves the right to refuse or terminate services if it is deemed that you are committing fraud or other illegal acts, making untrue statements or failing to perform your portion of the recovery plan. The services provider will not refuse or terminate services solely on the complexity of the case. Identity Theft Services are provided by an IDT Alliance affiliate partner, at the discretion of American Savings Bank.

**

Insurance underwritten by member companies of American International Group, Inc. and offered through American Savings Bank Bishop Insurance Agency Department. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available to residents of New York and may not be available in other jurisdictions.


† NOT A DEPOSIT o NOT FDIC-INSURED o NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY o NOT GUARANTEED BY AMERICAN SAVINGS BANK

   

American Savings Bank