Contactless payments use short-range wireless technology to securely complete payments between a contactless-enabled card or payment-enabled device and a contactless-enabled checkout terminal. A contactless Visa card is a chip card that has a near field communication (NFC) antenna, which enables close-range payments. When you tap your ASB contactless card at a contactless-enabled checkout terminal (near the Contactless Symbol ), the payment is sent for authorization.

When shown on a card, the Contactless Indicator* means the card has the capability to make contactless payments.
 
When shown at a merchant, it means they accept contactless payments. The Contactless Symbol shows you where to tap their contactless card on the checkout terminal to make a contactless payment. Simply look, tap, and go.

You do not have to physically tap the card to the terminal. However, the card should be close (within 1-2 inches) to the Contactless Symbol .

The checkout terminal reads the antenna best when the contactless card is flat over the Contactless Symbol , not at an angle.

You should hold your contactless card to the terminal for 1-2 seconds. It’s quick!

Contactless payments are easy. You can simply tap your contactless card on the contactless-enabled terminal to checkout. It’s fast and convenient to use in places where you need to pay on the go.
 
Just like transactions made with a chip card, each contactless card transaction is accompanied by a one-time code that protects the payment information. Contactless payments are secure.
 
Unlike cash, contactless payments let you keep better records of all your purchases. You can still do everything they would do with another debit card, including adding a tip, getting cash back (if available), and more.

Contactless payments use the same NFC (Near Field Communication) technology as mobile wallets, such as Apple Pay and Google Pay.

You can tap to pay wherever they see the Contactless Symbol at checkout.
 
Millions of merchants around the world accept contactless payments, including fast food restaurants, grocery stores, pharmacies, and more.

Yes. Contactless payments are accepted at a contactless-enabled checkout terminal displaying the Contactless Symbol . If you don’t see the Contactless Symbol, you can still use the contactless card at an EMV checkout terminal by inserting the chip or at a magnetic stripe terminal by swiping their card.

Yes. You can use your contactless ASB card where Visa is accepted by tapping it at a contactless-enabled checkout terminal where they see the Contactless Symbol , inserting the card into an EMV chip terminal, or swiping it in a magnetic stripe terminal. In fact, many countries have already adopted contactless payments.

Yes. ASB’s Contactless debit cards are safe for a number of reasons:

• Each transaction is accompanied by a one-time code that securely protects your payment information, just like with a chip card.
• Cardholders can’t pay accidentally. Their card or device must be within 1-2 inches of the contactless-enabled checkout terminal for the transaction to occur (and they won’t be billed twice, even if they accidentally tap twice).

For every contactless transaction, a transaction-specific, one-time code is created that secures the cardholder’s payment information. The code cannot be re-used by fraudsters even if they were somehow able to get ahold of it, the information would be useless to them.