The HRC Business Holiday Card is a pre-paid pre-loaded Debit Mastercard® usable at Hawai‘i restaurants, eating places, bars, taverns and fast food establishments to purchase food and beverages.
Local businesses and organizations purchased these Cards as holiday gifts for employees, clients and business partners. The purchase of these Cards provided direct and substantial impact to our struggling local restaurant and food industry.
You may use your Card at restaurants, bars, taverns, nightclubs, and fast food restaurants in Hawai‘i that accept Debit Mastercard® and are classified under Merchant Category Code (MCC) 5812, 5813 or 5814.
There are two easy ways to access your HRC Business Holiday Card account balance information and transaction history:
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Online: View your balance and transaction history online anytime at everywherereward.com.
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By phone: Call Money Network toll-free at (800) 818-3474 to hear your balance and transaction history using the automated voice response system.
Cards are individually packaged in envelopes that are bundled together with the same Card denomination. The Card’s value is printed above the recipient’s mailing address on the top left.
You can make permitted restaurant purchases using your Card through June 30, 2022, at 2 p.m. Hawai‘i Standard Time, or until the Card balance reaches zero, whichever occurs first.
At the time of purchase, swipe your card through the keypad and select “credit” to complete a signature purchase transaction, or select “debit” and enter your PIN to complete a PIN purchase transaction. If you press “credit” and the merchant does not accept Debit Mastercard, your transaction may be declined.
Each time the Card is used, the transaction amount will be automatically deducted from the Card balance. Spending is limited to the value available on your HRC Business Holiday Card.
Yes. Please note that a restaurant may place a temporary hold on your Card for an extra 20% to account for a tip. If you do not have sufficient funds on your HRC Business Holiday Card to cover the amount of the temporary hold, your transaction may be declined.
Once the transaction is fully processed, any amount in excess of the transaction amount will be released, and your balance will be adjusted. The funds may take 7-10 business days to be released back to your Card account balance.
Restaurants can release the temporary hold by processing their HRC Business Holiday Card transactions daily.
The most common reason is that a restaurant may place a temporary hold on your Card for an amount greater than the transaction amount to cover the gratuity or incidental expenses. Once the transaction is fully processed, any extra temporarily held amount will be released, and your balance will be adjusted. Until the transaction is fully processed, you will not have access to the held amounts.
To make a purchase greater than the balance on your card, tell the cashier in advance how much to deduct from your card (this can be an amount up to the balance of your HRC Business Holiday Card) and provide a second payment method to cover the difference.
If your Card transaction is declined, the merchant will let you know. To avoid a decline, before initiating the transaction, verify that there are sufficient funds on your Card by:
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Calling Money Network toll-free at (800) 818-3474 to hear your balance and transaction history using the automated voice response system.
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Visiting everywherereward.com.
You may cancel or request that a restaurant cancel a transaction initiated with your Card prior to completing the transaction, while you are still present at the point of sale terminal where you initiated the transaction. You do not have the right to stop payment on any other purchase transaction originated by use of the HRC Business Holiday Card.
No. You may only use the Card at restaurants in Hawai‘i.
No. You may only use the Card at restaurants in Hawai‘i.
Yes, the Card can be used for all food service purchases at restaurants in Hawai‘i.
You will be able to use your HRC Business Holiday Card at any Hawai‘i restaurant that accepts Debit Mastercard®. If you have issues, contact the restaurant you are ordering from. You may have to order by phone or in person.
It depends. The HRC Business Holiday Card can only be used at eating establishments, restaurants, bakeries and food caterers with Merchant Category Codes (MCC) 5812, 5813 and 5814. If a restaurant within a hotel utilizes one of these codes, they will be able to accept the Card.
There are several reasons why this might happen. Some restaurants are part of a larger corporation that may have a different name than the restaurant name. Other restaurants may choose to do their card processing under a different company name. If you see a transaction that doesn’t match up with any recent purchases, please follow the procedures in the section below.
If your Card is lost, stolen or compromised, it is important that you call (800) 818-3474 toll-free to report your lost or stolen Card immediately. Your Card will be deactivated to prevent anyone from using it and a replacement Card will be ordered. Fees may apply.
No. The entire value of each Card purchased will be available for the Card recipient to be used at any Hawai‘i eatery by June 30, 2022.
