Personal Unsecured Loans
The easy way to borrow extra cash - without extra balances on your credit cards!
A Personal Unsecured Loan can help pay for your dream wedding, credit card debt consolidation or any other major expense. Pay for a large purchase over time — with a better rate than most credit cards offer, and no additional fees. For loans up to $10,000, quick decisioning may be available for applications received at a branch.
- Terms from 12 to 48 months
- Available Loan Amount: $5,000 to $50,000 (upon approval)
- Interest Rates: vary based on loan term and borrower's creditworthiness.
- No application fee
- Fixed monthly payment
- Convenient for large purchases or consolidating higher interest rate debts
* Offer is for an American Savings Bank (ASB) Personal Unsecured Loan (PUL). The Annual Percentage Rates (APR) are for new, approved PUL applications received 10/11/14 to 3/15/15 that fund by 4/16/15. In-branch decisioning is available for loan applications up to $10,000 that are submitted to a branch team member. Depending on the information contained in your credit report, the promotional rate may be 4.99% APR to 18.24% APR. Promotional rates are subject to automatic payment from an active ASB checking account. If automatic payment is cancelled or the checking account becomes inactive or is closed, the rate may revert to the non-discounted rate for the remainder of the loan. For example a 48-month loan of $10,000 at 4.99% APR, you will have to make 48 monthly payments of principal and interest of approximately $230.25 with a new or existing ASB personal checking account and automatic loan payment option. This example is only for demonstrative purposes and is not necessarily the terms and APR that a qualified borrower will receive. Offer is subject to credit and underwriting policy. Other loans and terms are available, but the annual percentage rate may differ. Contact ASB or refer to the current consumer loan rate sheet on asbhawaii.com. This offer is not for Business or Real Estate loans. Refinancing of existing ASB personal loans or lines of credit do not qualify for this offer. Other terms, conditions and restrictions apply.