Luana at Koa Ridge Condo Project

Mortgage Financing for
Luana at Koa Ridge

American Savings Bank is pleased to be a preferred lender for Luana at Koa Ridge, located in Central Oahu.

Getting pre-qualified for a home loan is a first step in securing your purchase agreement for a unit in Luana at Koa Ridge. Please contact our Luana at Koa Ridge lending team for financing solutions and for your free pre-qualification analysis.

Current Promotions*:

  • First Time Homebuyers receive one-half (0.50) point off your loan origination points
  • Purchase promotion receive one-quarter (0.25) point off your loan origination points

Instructions for Submitting an Application

Meet Our Luana at Koa Ridge Home Loan Team

QUEEN-WARD LOAN CENTER

929 Queen Street, 2nd Floor
Honolulu, HI 96814
Phone: (808) 593-1226
Fax: (808) 593-4840

KAPIOLANI LOAN CENTER

1600 Kapiolani Boulevard, 2nd Floor
Honolulu, HI 96814
Phone: (808) 593-1226
Fax: (808) 539-7284

PEARLRIDGE LOAN CENTER

98-200 Kamehameha Highway
Aiea, HI 96701
Phone: (808) 593-1226
Fax: (808) 627-4021

Manuel August, Jr.'s photo

Manny August

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #662118
Mobile: (808) 927-4512
maugust@asbhawaii.com

Derek Cheng's photo

Derek Cheng

VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #477492
Direct: (808) 593-4887
Mobile: (808) 348-4919
dcheng@asbhawaii.com
(Cantonese/Mandarin speaking)

Debbie Goto Headshot

Debbie Goto

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477346
Direct: (808) 539-7121
Mobile: (808) 551-0163
dgoto@asbhawaii.com

Mark James' photo

Mark James

VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #477462
Direct: (808) 593-4885
Mobile: (808) 348-4920
mjames@asbhawaii.com

Carolyn Johiro Headshot

Carolyn Johiro

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477461
Direct: (808) 593-4876
Mobile: (808) 348-4913
cjohiro@asbhawaii.com

Stefan Kant Jr. Headshot

Stefan Kant, Jr.

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #1191266
Direct: (808) 593-4870
Mobile: (808) 295-7924
skant@asbhawaii.com

Kiyomi “Kiki” Kise's photo

Kiyomi “Kiki” Kise

ASSISTANT VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #1444868
Direct: (808) 539-7169
Mobile: (808) 425-2310
kkise@asbhawaii.com
(Japanese speaking)

Michelle Luxton's photo

Michelle Luxton

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER,
Private Lending Group

NMLS #363495
Direct: (808) 526-2127
Mobile: (808) 228-8850
mluxton@asbhawaii.com

Alan Magno's photo

Alan Magno

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477326
Direct: (808) 593-4821
Mobile: (808) 425-2974
amagno@asbhawaii.com

Lita Manuel's photo

Lita Manuel

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477459
Direct: (808) 593-4872
Mobile: (808) 348-4915
lmanuel@asbhawaii.com

Alan Miyasaki's photo

Alan Miyasaki

FIRST VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #609921
Direct: (808) 539-7101
Mobile: (808) 354-9220
amiyasaki@asbhawaii.com

Misha Myung Pak's photo

Misha Myung Pak

ASSISTANT VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #477324
Direct: (808) 539-7118
Mobile: (808) 979-4581
mpak@asbhawaii.com
(Korean speaking)

Jose Requilman's photo

Jose Requilman

ASSISTANT VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #477428
Direct: (808) 526-2728
Mobile: (808) 518-9732
jorequilman@asbhawaii.com

Paul Santos' photo

Paul Santos

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477347
Direct: (808) 539-7124
Mobile: (808) 927-9548
psantos@asbhawaii.com

Reyn Sugai's photo

Reyn Sugai

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #1636384
Direct: (808) 593-4864
Mobile: (808) 979-6641
rsugai@asbhawaii.com

Bryce Tani

Bryce Tani

FIRST VICE PRESIDENT
RESIDENTIAL LOAN MANAGER

NMLS #477420
Direct: (808) 593-4888
Mobile: (808) 927-9545
btani@asbhawaii.com

Glenn Tarumoto' photo

Glenn Tarumoto

VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #685427
Direct: (808) 539-7131
Mobile: (808) 226-7888
gtarumoto@asbhawaii.com

Alex Truong Headshot

Alex Truong

ASSISTANT VICE PRESIDENT
RESIDENTIAL LOAN OFFICER

NMLS #1325920
Direct: (808) 593-4871
Mobile: (808) 428-6248
atruong@asbhawaii.com

Swee Wah Headshot

Swee Wah

VICE PRESIDENT
EXECUTIVE RESIDENTIAL LOAN OFFICER

NMLS #477489
Direct: (808) 593-4874
Mobile: (808) 348-4917
swah@asbhawaii.com

* The mortgage discount offers (“offers”) are applicable for home purchase transactions for a Koa Ridge property financed through American Savings Bank residential mortgage programs. Offers are not applicable for brokered out loans or VA Loans. Offers good only with a completed loan application submitted to American Savings Bank and loan locked through 11/30/2020. Offers are subject to automatic payment from a new or existing ASB checking account for this First Time Homebuyer offer of one-half (0.50) point off loan origination points or Purchase offer of one-quarter (0.25) point off loan origination points. The ASB checking account number with the intent to establish automatic payments for the mortgage must be provided prior to final approval. The establishment of automatic payment must be signed at mortgage closing. If the borrower opts out of automatic payment or the ASB checking account is not established at loan closing, this promotion will not apply. See the Personal Deposit Account Terms and Conditions, Disclosures and Fees section, for details about Kalo checking accounts. These offers cannot be combined with any other mortgage promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified. Must be owner-occupant. For the purpose of the First Time Homebuyer offer an individual is to be considered a first time home buyer if they (1) are purchasing the security property; (2) will reside in the security property as a principal residence; and (3) had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. In addition, an individual who is a displaced homemaker or single parent also will be considered a first time home buyer if he or she had no ownership interest in a principal residence (other than a joint ownership interest with a spouse) during the preceding three year time period. (Source: Fannie Mae). Applicant(s) is/are subject to loan qualification, underwriting guidelines, and credit policy of American Savings Bank. Certain terms and restrictions apply.
 
** Get $100 when you 1) set up a new direct deposit to the ASB checking account you use to automatically pay your mortgage from and 2) have a minimum of 2 consecutive calendar months of direct deposit totaling $1,000 each month, and 3) qualifying direct deposit must post to your account within 3 months after the month of your mortgage note date but no later than 11/30/2020 to receive the $100 “gift”. Direct deposit means electronic government or payroll deposits made to the account. Gift will be deposited into the account used for automatic payment and where the direct deposits have posted. For Mortgage Note dates in September 2020, gift will be credited on January 8, 2021, for Mortgage Note dates in October 2020, gift will be credited on February 5, 2021 and for Mortgage Note dates in November 2020, gift will be credited on March 5, 2021. Eligible ASB checking account must not have any direct deposit posted to the account for a minimum of 3 months prior to the start of the promotion. Value of the gift is considered interest and may be reported to the IRS. Limit of one gift per customer and only one account per customer is eligible.