First Responder Promotion

To show our appreciation for all that you have done during the pandemic, we’re offering a discount on closing costs for a home loan purchase transaction:

  • Get 0.50 point off loan origination points with automatic monthly mortgage payments from a new or existing American Savings Bank personal checking account2
  • Available for owner-occupant home purchases only
  • Application must be submitted by December 31, 2021 and fund by February 28, 2022

Who is an Eligible Borrower?

Anyone currently employed as a:

Healthcare Professional1


EMS/911 Dispatcher

Police Officer/Detective/Sheriff


  1. As defined by the U.S. Bureau of Labor Statistics,
  2. The mortgage discount offer (Offer) is applicable for a home loan purchase transaction financed through American Savings Bank (ASB) residential mortgage programs. Offer is not applicable for brokered out loans or Veterans Affairs Loans. Offer good only with a completed loan application submitted to ASB and for a loan locked through 12/31/2021 and closed/funded by ASB by 02/28/2022. Offer is subject to automatic monthly mortgage payments from a new or existing ASB personal checking account for this Offer of one-half (0.50) point off loan origination points. The ASB checking account number with the intent to establish automatic monthly mortgage payments must be provided prior to final approval of the loan by ASB. The establishment of automatic payments must be signed at mortgage closing. If the borrower opts out of automatic payments or the ASB checking account is not established at loan closing, this Offer will not apply. See the Personal Deposit Account Terms and Conditions for other terms, conditions and fees for Kalo Checking accounts. Offer cannot be combined with any other promotional discounts, long-term rate lock specials, or new project financing rates unless otherwise specified, and is limited to one Offer per loan. Offer is subject to change or discontinuation without notice. Offer good for 1-4 unit single-family dwellings, condotels, and condos. The financed residential property must be owner-occupied. Applicant(s) is/are subject to loan qualification, underwriting guidelines, and credit policy of ASB. Offer valid for Hawaii properties only. Certain terms and restrictions apply. For more information, please contact an ASB Residential Loan Officer.