Personal Unsecured Loan

Personal Loan. Promotional rates as low as 4.99% APR*


If you need a specific amount of cash for immediate use, a Personal Loan might be a better fit.
  • You can use it to consolidate debt at a lower rate or make a major purchase, like fixing your car or buying new furniture.
  • Rates start as low as 4.99% APR* and payments are fixed for the duration of the loan so you’ll always know how much they are.

Personal Line of Credit

Personal Line. 3.99% Promotional Rate.  9.25% Current Variable Rate.


If you like to have cash available for unexpected expenses or for projects, like a home repair that requires an upfront deposit with a final payment due at a later date, then a Personal Line of Credit might be the right choice for you.
  • The money is available whenever you need it and it’s easily accessible by check or Personal Express Visa® Card.
  • The interest – on the amount drawn – is variable so your payments may rise or fall.


Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Personal Line of Credit (PLOC) or Personal Unsecured Loan (PUL).
* Offer is a six-month promotion (Promotion Period): Annual Percentage Rate (APR) is 3.99% fixed for six months (months 1 through 6), from the date your new PLOC is opened. Offer is based on borrower’s credit score and for approved applications received 2/1/19 to 7/31/19 that fund by 8/31/19. Promotional rates are subject to change or discontinuance without notice. Bank reserves the right to not apply promotional rate to anyone receiving it previously. After the Promotion Period ends, the interest rate is variable. Current variable rate effective 4/22/19 is 9.25% APR, and is subject to change monthly based on the highest Prime Rate published in the Wall Street Journal, plus a margin (subject to the floor rate of 5.25%; maximum APR is 18.00%).
**The Annual Percentage Rates (APR) are for new, approved PUL applications received 2/1/19 to 7/31/19 that fund by 8/31/19. Depending on the information contained in your credit report, the promotional rate may be 4.99% APR to 23.99% APR and accordingly, monthly payment amount will differ. For example, if you are approved for a 48-month loan of $10,000 at 4.99% APR, you will have to make 48 monthly payments of principal and interest of approximately $230.25 with a new or existing ASB personal checking account. This example is for demonstrative purposes only and is not necessarily the terms and APR that a qualified borrower will receive. Offer is subject to credit and underwriting policy. Promotional or discounted rate requires you to have automatic payment with an American Savings Bank Personal Checking account. Cancellation of automatic payment anytime during the life of the loan may increase your rate to the non-discounted rate. Contact ASB or refer to the current consumer loan rate sheet on This offer is not for business purpose or real estate secured loans. Other terms, conditions and restrictions apply.