See Our Rates and Learn More:

PERSONAL LOAN

A Personal Loan provides the cash you need all at one time. Use it for a major purchase or to consolidate your debt.

Apply for a Personal Loan Now >

Personal Loan New Promo Rates

FEATURES:

  • Loan amounts from $2,500 to $50,000
  • Automatic decisioning for loans up to $15,000
  • No application fee, annual fee, early closing fee or prepayment penalty

PERSONAL LINE OF CREDIT

If you have an irregular income or need extra cash, a Personal Line of Credit might be the right choice. 

Apply for a Personal Line of Credit Now >

Personal Line New Promo Rates

FEATURES:

  • Line amounts range from $3,000 to $50,000
  • Automatic decisioning for loans up to $15,000
  • 3-year draw period followed by a 4-year repayment period
  • No early closing fee or prepayment penalty
  • Accessible by check or PersonalExpress Visa® Card

Or, apply in-person for a
Personal Loan or Line
at one of our branches today.
Download Application

Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Personal Unsecured Loan (PUL) or Personal Line of Credit (PLOC).
 
* Offer is a six-month promotion (Promotion Period): Annual Percentage Rate (APR) is 3.99% fixed for six months (months 1 through 6), from the date your new PLOC is opened. Offer is based on borrower's credit score and for approved applications received 9/5/19 to 10/31/19 that fund by 11/30/19. Promotional rates are subject to change or discontinuance without notice. Bank reserves the right to not apply promotional rate to anyone receiving it previously. After the Promotion Period ends, the interest rate is variable. Current variable rate effective 9/1/19 is 9.00% APR, and is subject to change monthly based on the highest Prime Rate published in the Wall Street Journal, plus a margin (subject to the floor rate of 5.25%; maximum APR is 18.00%).
 
** The Annual Percentage Rates (APR) are for new, approved PUL applications received 9/5/19 to 10/31/19 that fund by 11/30/19. Depending on the information contained in your credit report, the promotional rate may be 6.24% APR to 23.24% APR and accordingly, monthly payment amount will differ. For example, if you are approved for a 48-month loan of $10,000 at 6.24% APR, you will have to make 48 monthly payments of principal and interest of approximately $235.95. This example is for demonstrative purposes only and is not necessarily the terms and APR that a qualified borrower will receive. Offer is subject to credit and underwriting policy. Contact ASB or refer to the current consumer loan rate sheet on asbhawaii.com. This offer is not for business purpose or real estate secured loans. Other terms, conditions and restrictions apply.