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Your account should automatically be visible in online and mobile banking, but if you are unable to view your HELOC account, contact the Customer Banking Center at (808) 627-6900 or toll-free at (800) 272-2566 during business hours.
Branch Manager: Pua Hoopai
Assistant Branch Manager: MJ Ignacio
Experts Say Capacity-Building is Key to Addressing Some of State’s Most Pressing Challenges
aio and American Savings Bank (ASB) are pleased to announce the selection of 12 businesses to the second cohort of the Hui Kapili Accelerator, a program designed to provide local construction companies with the business skills and support needed to succeed in Hawaii’s challenging market.
The 10-week program, facilitated by aio, Hawaii Home + Remodeling, and ASB, covers a range of topics including employee recruitment and retention, digital marketing, understanding your financials, and more. The 2025 cohort will hear from some of Hawaii’s top organizations and executives in their fields, like the Small Business Association, Gentry Homes, and Albert C. Kobayashi.
“American Savings Bank is committed to doing our part to keep kamaaina working, living and thriving right here at home,” said Ann Teranishi, president and CEO at American Savings Bank. “We are excited to once again partner with aio on this program to uplift small- to mid-sized construction-related businesses that are building affordable homes, creating infrastructure, and providing local jobs throughout our communities.”
The Department of Business and Economic Development Tourism (DBEDT) found that Hawaii now needs 41,118 housing units between 2025 and 2035, if population growth follows historical trends. With the lack of affordable housing and the high cost of living, residents are leaving for opportunities out of state. Hawaii’s construction industry is projected to remain steady, with many jobs offering a living wage and the opportunity to stay in Hawaii. Hui Kapili aims to bridge the gap between Hawaii’s labor shortage and construction industry demand.
“We saw how impactful this program was for the first cohort where the group was able to learn from our presenters and each other, forge bonds and connections, and even help each other generate leads and opportunities,” said Susan Eichor, aio CEO. “Within our aio family of companies, we want to support Hawaii’s small business community, and this program does just that for a critical and essential industry that is building a better future for us all.”
The 12 companies selected include general contractors, masonry, electrical, foundation support, and more, with one based on Hawaii Island.
“The Hui Kapili Accelerator program was an incredible experience for me and my business,” said Tiffanie Gardner, Top Priority, Inc. and Cohort I member. “The speakers and sessions were tailored to the construction industry making this cohort unique to others out there. The networking and opportunities were also incredibly helpful for us to take our business to the next level.”
In lieu of a program fee, participants will engage in a meaningful community project that aims to make Hawai‘i stronger and more resilient for future generations.
For more information about the Hui Kapili Accelerator or to inquire about future cohorts, please visit huikapili.com.
We’re collaborating with College Ave to provide additional financing options to make higher educational dreams possible*. With an easy and convenient application process, flexible repayment plans, personalized loan experience and more, this financial resource can help bridge the gap between the cost of education and the amount covered by federal loans, scholarships and grants.
Select an undergraduate loan with repayment options to fit your monthly budget. Learn more >
From five graduate student loan options, find the one that works for you. Learn more >
Designed for parents who want to help pay for their child's education. Learn more >
Apply online from any device with no application fee with an instant credit decision.
Choose the term and repayment plan that provides the financial flexibility you need.
Get useful tips to guide you every step of the way through your higher education journey.
Whether you’re pursuing further education or supporting a loved one’s educational journey, ASB and College Ave are here to simplify your private student loan financing.
Not sure if you qualify for a private student loan? Adding a cosigner to your application may improve your chances for loan approval and result in a lower interest rate. Watch this video to learn more about the requirements for adding a cosigner.
American Savings Bank is proud to collaborate with College Ave Student Loans to offer simple and personal private student loan products that help parents and students fill financial gaps when federal loans, scholarship and grants aren’t enough to cover the full cost of undergraduate or graduate school.
A College Ave student loan applicant will find that the 3-minute application, from beginning to end, is simple. With an instant credit decision, personalized resources to fit your needs and goals and tools to support you every step of the way, applicants will find an easy and convenient process through College Ave.
Borrowers can use their approved loan to pay for tuition and fees, books and supplies, room and board, transportation and personal school-related expenses.
Please visit www.collegeave.com to see current rates. Your specific rate will be based on several factors, including but not limited to, your credit score, loan term and repayment term selection.
In-school loans offer flexible repayment terms between 5 and 15 years to help you select the best plan based on your needs and goals.
Consumers can apply and receive a decision within 3 minutes. If approved, you will be prompted to configure your loan and be provided with terms and loan documents to read, accept and e-sign, which can be completed right after approval.
No, however, you must be enrolled in a degree program and be attending class full time, half-time or less than half-time at an eligible school. Graduates may apply for the refinancing product after graduation.
* College Ave Student Loan Servicing, LLC will accept student loan applications, make credit decisions and if approved, fund the loan on behalf of Firstrust Bank, First Citizens Community Bank or M.Y. Safra Bank. Additionally, loan servicing including receiving loan payments is conducted by College Ave Student Loan Servicing, LLC. American Savings Bank receives a referral fee for each approved loan application funded. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
Terms & Conditions may change at any time without prior notice. Please visit collegeavestudentloans.com to learn more about current fixed and variable rates.
WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK WWW.COLLEGEAVESTUDENTLOANS.COM FOR THE MOST UP-TO-DATE INFORMATION.
College Ave Student Loan Servicing, LLC, NMLS#1263410 NMLS Consumer Access
An activated debit card is needed to enter the event.
Get $400 off when you spend $3,000+
Get $100 off your window or flooring purchase when you schedule a pre-measure appointment prior to the event.
Schedule a pre-measure appointment
* Offer valid on May 4, 2025, from 9 a.m. – 3 p.m. at Abbey Carpet & Floor on Oahu only. Entire purchase must be paid for using an ASB Visa Debit Card. Minimum purchase amount is after any other promotional offer allowed by the merchant is applied and before taxes and tip. Limit of one offer per visit. Offer does not apply to prior purchases. Free or discounted items eligible while supplies last. Offers are subject to change without notice. Visit asbhawaii.com/AbbeyCarpetSale for details.
Buy Local Offer: Entire purchase must be made at Abbey Carpet & Floor on Oahu only and paid for using an ASB Visa Debit Card. Minimum purchase amount is after any other promotional offer allowed by the merchant is applied and before taxes and tip. Limit of one offer per visit. Offer does not apply to prior purchases. Discounts on gift cards or certificates are at the merchant’s sole discretion. Free or discounted item eligible while supplies last. Offers are subject to change without notice. Visit asbhawaii.com/BuyLocal or our Facebook or Instagram pages to see which other businesses have offers and for details.
Assistant Vice President, Commercial Banking Officer
American Savings Bank
(808) 539-7655
kmireles@asbhawaii.com
Kala Mireles brings over three years of banking experience to the Commercial Banking team. As a former commercial banking analyst, he underwrote commercial and industrial loan requests of various sizes, helping businesses secure the financing they need to thrive in Hawaii’s competitive market. Dedicated to making dreams possible, Kalā takes pride in building strong relationships with his clients.
Before joining ASB in 2022, Kala held finance roles at Territorial Savings Bank and CKW Financial Group. A Manoa native, he is passionate about supporting local businesses and creating meaningful community impact.
Kala earned his Bachelor of Business Administration in finance and a Master of Science in finance from the University of Hawaii at Manoa. In his spare time, he enjoys paddling, spearfishing and exploring new dining spots.
Over 24,000 votes cast in support of 30 finalists
American Savings Bank (ASB) is proud to announce the 10 winners of the ASB Charitable Foundation’s $100,000 donation competition, an initiative launched to commemorate ASB’s 100 years of service to Hawaii. In just two weeks, more than 24,000 votes were cast in support of nearly 30 nonprofit finalists, demonstrating the strength of Hawaii’s community-driven spirit.
“American Savings Bank is honored to support these deserving nonprofits that work hard every day to tackle Hawaii’s most critical challenges,” said Ann Teranishi, president and CEO at American Savings Bank. “We saw an amazing level of engagement and support from the community up until the final minute of the competition. As we celebrate 100 years of serving Hawaii, this is just one of the many ways we’re reaffirming our commitment to the community and a stronger future for Hawaii.”
ASB teammates nominated nearly 30 nonprofits and programs making a difference in areas that align with ASB’s community focus areas of promoting financial education, increasing supply and access to affordable housing and supporting the revitalization of Aala Park and the neighboring communities. Afterwards, the community was invited to vote daily for their favorite nonprofit from this list.
The winning nonprofits will each receive $10,000 to continue providing vital services that will positively impact individuals and families across Hawaii.
“Affordable housing is essential to a thriving community, and we are grateful for the generous support from American Savings Bank and everyone who voted for us,” said Reina Miyamoto, executive director at Hawaii HomeOwnership Center. “These funds will allow us to expand our team and continue empowering families across Hawaii with the education and resources needed for sustainable homeownership. Mahalo to American Savings Bank for investing in our mission and helping more local families stay in Hawaii.”
For more information about this campaign and other ASB centennial celebrations, please visit asbhawaii.com/100.
Karwin Sui
Communications Manager
(808) 539-7268
ksui@asbhawaii.com
Community invited to vote for organizations to receive funding through March 11
To celebrate 100 years of serving Hawaii, American Savings Bank (ASB) is giving back with a $100,000 donation to local nonprofits through the newly launched ASB Charitable Foundation. Ten organizations will each receive $10,000 – and the public is invited to decide the recipients by voting online.
“American Savings Bank is proud to celebrate 100 years of serving Hawaii as a trusted community bank – a milestone few local companies achieve,” said Ann Teranishi, president and CEO at American Savings Bank. “Our centennial is more than a celebration; it’s a reflection of our continued commitment to Hawaii’s people, businesses and communities. Through our support of remarkable nonprofits that drive positive change across the state, we’re making dreams possible and building a brighter future for all.”
ASB teammates helped nominate nearly 30 nonprofits and programs making a difference in areas that align with ASB’s community focus areas of promoting financial education, increasing supply and access to affordable housing and supporting the revitalization of Aala Park and the neighboring communities.
The public is invited to vote daily for a nonprofit that is making a positive impact in Hawaii.
The 10 nonprofits with the most votes will each receive $10,000. Winners will be announced in March. To view the full list of participating organizations and vote, visit asbhawaii.com/vote.
Karwin Sui
Communications Manager
(808) 539-7268
ksui@asbhawaii.com
Use your debit card at any Buy Local Program merchant and get extra discounts! Use our category filters to quickly find fast food, restaurant or coffee shop merchant.
*Offer is valid from February 15, 2025 to March 14, 2025, when you 1) opt-in to this promotion and 2) make in-store point-of-sale or online purchases (money transfers, ATM withdrawals, peer-to-peer transfers, micro-deposits, and check payments do not qualify as purchases) with your ASB Visa® Debit Card at any Fast Food, Restaurant or Coffee Shop. Valid transactions that are made from a merchant within the U.S. (less returns, chargebacks, reversals etc.) must post and settle to your checking account within the promotion period to receive 5% on all merchants within these categories up to $100 (gift). For online purchases, the posting date may be different from the transaction date. A merchant may seem to fit one of the categories, but may not have a merchant category code (MCC) in that category. Merchants are given a MCC based on the normal products and services that they offer. American Savings Bank (ASB) does not assign MCC to merchants. The cash back will be credited to your checking account by March 28, 2025. Only one gift per card per customer. This offer is valid for the intended recipient and card referenced in the mailer. If the referenced card closes, you will not be eligible for the cash back. Cash back may be considered income and reported to the IRS.
