Take your business to the next level
Just because you're a small business, doesn't mean you can't dream big. At American Savings Bank, we’ve teamed up with Clover from Fiserv to offer business solutions to help your business grow. From customizable payment technology to non-traditional financing - we've got you covered.
Give your customers more ways to pay with the most popular forms of payment

Card Processing Product Features & Benefits
Increased sales opportunities: Acceptance of all major card brands, contactless cards, mobile wallets, and more. Future-proof your payments to keep getting paid as the industry evolves.
A complete suite of payment products: Whether you're a storefront, food truck, or online platform, we'll find the right point-of-sale options for your needs.
Customizable add-ons to streamline your business: Accounting software, apps that schedule shifts, loyalty rewards programs for your customers, and more.2
Security for you and your customers: Secure P2P tokenization for your contactless payments and EMV (chip card) acceptance technology.
Easy setup and convenient technical support: A variety of plug-and-play products that include 24/7 team support and local installation and service.
Plus, save up to 40% on processing fees with a complimentary savings analysis3
Access the funds you need with Clover Capital
Whether you're just starting out or looking to fund your next upgrade, Clover Capital offers a convenient financing option with a cash advance on your future card processing sales.

Clover Capital Features & Benefits
Fast Application Process: Typically approved within 1-2 business days - faster than traditional requests for capital. Must have an ASB card processing account to apply.
Quick Funding: Once you’re approved, you’ll see your working capital in your account in about 3-5 business days.
Easy Repayment: Unlike a traditional loan, Clover Capital is based on your future sales. Payments are deducted daily from your card sales deposits so you'll pay more when your sales are strong; less if sales slow down. Other features include:
No fixed term
No fixed payment amount
No personal guarantee
Contact your banker or fill out the form below for details
- Promotional offer valid from January 1, 2026, through March 31, 2026. This offer is available for qualified American Savings Bank clients who have not had a merchant services account processed by First Data Merchant Services LLC within six months. New accounts are subject to standard credit approval and underwriting requirements. Offer is valid for one $450 rebate for a Clover Flex, Flex Pocket, Mini, Station Solo or Duo point-of-sale hardware device purchase or lease. To be eligible for the rebate, the merchant must (1) be credit approved between 1/1/2026 and 3/31/26; (2) sign a merchant processing agreement; and (3) activate account within 30 days from approval date. The $450 rebate will be initiated approximately 60 days after the account begins processing transactions. Customer must process with First Data Merchant Services LLC for 90 days or forfeit the rebate. Early termination fees apply. Only one offer per eligible business tax ID. Eligibility is at the sole discretion of First Data Merchant Services LLC. Offer not valid with any other offer and subject to change without notice.
- Subject to credit qualifications. Actual savings may vary from business to business based on card processing history. Contact us for a custom savings analysis for your business.
- Additional fees may apply.
American Savings Bank and First Data Merchant Services LLC are parties to a referral agreement.
© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

