Dani Aiu

Dani Aiu

Executive Vice President of 
Consumer Banking

Dani Aiu is the Executive Vice President of Consumer Banking at American Savings Bank (ASB). She leads ASB’s statewide branch network, Customer Banking Center, Home Loans, Investment Services and Business Banking teams. Dani oversees more than 500 teammates across the Consumer Banking division, dedicated to making banking easy and convenient through personalized products and services.

Dani began her decades-long ASB career as a teller in 1995. Over the years, she quickly progressed through various leadership roles, including Financial Services Representative, Branch Manager, Regional Executive and Director of Branch Banking. Today, Dani oversees ASB’s Consumer Banking operations, with branches serving customers across five islands.

Her leadership extends into the community, where she is a passionate advocate for causes that help build a stronger future for Hawaii. She serves as a board member for the Boys & Girls Club of Hawaii, an advisory board member for Kupu Hawaii and a trustee for the Public Schools of Hawaii Foundation. Her past service includes roles on the Patsy T. Mink Center for Business and Leadership advisory board and as a board member of the KEY Project, which supports at-risk youth in Oahu’s Kualoa and Heeia areas.

Dani is a proud alumna of the University of Hawaii at Manoa. In 2017, she was recognized as a Pacific Business News Women Who Mean Business honoree for her business and community contributions.

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Emi Au, 34 First vice president, director of financial planning & analysis, American Savings Bank

ASB June 09, 2017 | 5 min read N/A
           

 

If you asked Emi Au what she thought her career path would look like while still a high school student in Southern California, she probably would have said veterinary school was part of the plan.

But after witnessing her first euthanasia as a vet’s assistant in high school, she realized the profession wasn’t for her.

“Accounting classes really clicked for me,” she told Pacific Business News, when asked what her backup plan was.

The numbers game was a fit for Au, who started her career with Accuity LLP in 2005, eventually landing leadership roles at three of Hawaii’s major financial institutions, First Hawaiian Bank, Central Pacific Bank, and her current role as first vice president, director of financial planning and analysis at American Savings Bank.

At American Savings Bank, Au oversees a team of six and is responsible for the annual operating budget for the bank, conducting quarterly forecasting and managing risk reports.

Au’s leadership skills have been recognized outside of the ASB offices, as she was part of the inaugural cohort of the Patsy T. Mink Leadership Alliance, a six-month program that looks to grow and develop the leadership skills of emerging professional female leaders.

Au also lends her financial expertise to several nonprofits, where she serves as a board member and treasurer of Junior Achievement Hawaii, as well as a board member and finance committee member of the YWCA of Oahu.

While a career as a veterinarian was ultimately not in the cards for Au, she still finds the time to engage in what she calls a passion of hers.

“I’m big on animal rights,” she said, adding she volunteers at the Hawaiian Humane Society, where she educates youth about foster care, as well as takes on the role of foster mom to rescue kittens.


Activities
Junior Achievement Hawaii, YWCA of Oahu, Hawaiian Humane Society, Institute for Human Services

Anna Hrushka covers money and technology for Pacific Business News

Hrushka, Anna. “Emi Au, 34 - First vice president, director of financial planning & analysis, American Savings Bank.” Pacific Business News 9 June 2017

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Karwin Sui
Communications Manager
(808) 539-7268
ksui@asbhawaii.com

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Standard Overdraft Practices:

Debit Card Coverage

This solution applies to one-time debit card and ATM transactions. If you choose to participate in Debit Card Coverage, you can cancel at any time. If you do not participate now, you can choose to do so later.

See What You Need to Know about Overdrafts and Overdraft Fees for more information.

Online Update Process: To make changes to an existing account, you must first be enrolled in Online Banking. Then, log in to online banking and go to “Menu”, “Services” and then click or tap on “Overdraft Solutions” to make your selection from the drop-down menu.

You may also cancel Debit Card Coverage at any time by:

 

Overdraft Courtesy

This service automatically comes with your checking account and covers checks and electronic payments. It does not cover ATM or one-time debit card transactions. If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if American Savings Bank pays my overdraft?

Under our standard overdraft practices:

  • We will charge you a fee each time we pay an overdraft. Please refer to the link above for What You Need to Know about Overdrafts and Overdraft Fees for the applicable fees.

 

Protection Plans:

Preferred CreditLine Overdraft Protection1

This line of credit can be used to pay for emergency expenses or to protect your American Savings Bank checking account against overdrafts. An annual fee and finance charges on the outstanding balance apply. This program is subject to credit approval.

Savings Overdraft Transfer

Links your Statement Savings or Tiered Savings account to your checking account. Money in your savings account can cover overdrafts on your checking account. There is a savings overdraft transfer fee per day that a transfer is made. Kalo PlusSM checking accounts enjoy a fee discount while Kalo DeluxeSM checking accounts have their fee waived. Please refer to the Personal Deposit Account Disclosure and Fees.

 

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  • Watch your balance. Accurately track the money you deposit into and withdraw from your account. You can do this using a paper register or electronically through Online Banking. Remember to track your ATM withdrawals and transfers, debit card purchases, bills that get deducted electronically from your account, and the checks that you write. You may want to consider keeping a “cushion” of funds in your account to help prevent unintended overdrafts.
  • Apply for an overdraft protection option that could automatically help protect your account from being overdrawn.
  • Enroll in Online Banking and use it to quickly access and monitor your balance and account activity.
  • Keep in mind that any balance we provide may not be the amount that is actually available in your account to spend – there may be transactions that have not yet reached the bank such as checks, automatic payments, merchant holds (for point-of-sale transactions) and deposits in process. (Please note that some payment authorization systems allow merchants to ask for an authorization for an amount that is more or less than the actual transaction (for example, a gas station submits an authorization for $75 even though the actual gas purchase is $42), so with point-of-sale transactions, we may hold funds in your account per the merchant’s direction.)
  • Sign Up for eAlerts through Online Banking to warn you when your account balance falls below a dollar amount you choose.
  • Verify automatic deposits you’re expecting have been credited to your account.
  • Review and reconcile your checking account statement every month.

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Offer expires 1/31/19. Receive up to $450 in cash back and savings. An American Savings Bank business checking account is required to qualify for this promotion. 1) get $100 when you sign-up for Merchant Services and complete your first transaction within 30 calendar days from sign-up; 2) get $100 when you open or upgrade to an Analyzed Checking account; and/or 3) receive an application fee waiver (up to $250 in value for loan or lines of $100,000) when you apply for a Business Line or Business Loan. The cash back will be deposited into your business checking account by the end of the third week of the month following the criteria being met. If the Business Checking account is closed within 180 days after the offer expires, a $100 fee will be assessed. Value of the cash back is considered interest and may be reported to the IRS. Limit of one gift per customer per account and only one account per customer is eligible. Cannot be combined with any other promotional offer. To qualify for the offers, you must not have had these services within the last 12 months. For merchant services, the account is subject to underwriting guidelines and credit approval.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. 

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  1. For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
  2. See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture.


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Directory of Business Bankers

Our team of friendly, knowledgeable and experienced Business Bankers are here to help. With offices conveniently located on four islands of Hawaii, we can help you find the right financing to meet your business needs.

Trini Abaya-Wright's photo

Trini Abaya-Wright

FIRST VICE PRESIDENT      
BUSINESS BANKER

NMLS #991451      
Direct: (808) 526-2771      
Mobile: (808) 476-1679      
tabayawright@asbhawaii.com      
Branches served: Hokulei Village, Mililani and Pearlridge, can meet at different branch locations by appointment.

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Winfred Cameron

FIRST VICE PRESIDENT      
BUSINESS BANKER

NMLS #477446      
Direct: (808) 539-7959      
Mobile: (808) 341-8648      
wcameron@asbhawaii.com      
 

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Irene Casinas

VICE PRESIDENT      
BUSINESS BANKER

NMLS #2543163      
Direct: (808) 539-7965      
icasinas@asbhawaii.com      
Branch served: Kahului, Kehalani Foodland and Kihei 

Michael Chang's photo

Michael Chang

FIRST VICE PRESIDENT      
BUSINESS BANKER

NMLS #2358170      
Direct: (808) 590-8435      
michang@asbhawaii.com      
Branches served: Hilo, Kailua-Kona, Kapolei and Waipahu, can meet at different branch locations by appointment.

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Christy Hong

VICE PRESIDENT      
BUSINESS BANKER

NMLS #399228      
Direct: (808) 539-7954      
chong@asbhawaii.com      
Branches served: Kahala and Main, can meet at different branch locations by appointment.

Jerah Subia's headshot

Jerah Subia

VICE PRESIDENT      
BUSINESS BANKER

NMLS #2512093      
Direct: (808) 539-7958      
jsubia@asbhawaii.com      
(Ilocano speaking)      
Branch served: Kailua and Kaneohe, can meet at different branch locations by appointment.

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Trevor Takizawa

VICE PRESIDENT
BUSINESS BANKER

NMLS #2622528
Direct: (808) 541-8681
Mobile: (808) 749-7272
ttakizawa@asbhawaii.com
Branches served: Branches served: Kalihi, Makiki and Pearl City, can meet at different branch locations by appointment.

Chris Whang's photo

Chris Whang

FIRST VICE PRESIDENT      
BUSINESS BANKER

NMLS #671750      
Direct: (808) 526-2774      
Mobile: (808) 232-6662      
cwhang@asbhawaii.com      
(Korean speaking)      
Branches served: Kapiolani and Queen-Ward, can meet at different branch locations by appointment.

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Allan Zheng

VICE PRESIDENT      
BUSINESS BANKER

NMLS #2445471      
Direct: (808) 539-7962      
azheng@asbhawaii.com      
(Cantonese speaking)
Branches served: Campus and Kaimuki Shopping Center, can meet at different branch locations by appointment.


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Paula Miyashiro

ASSISTANT VICE PRESIDENT      
BUSINESS BANKING SPECIALIST

Direct: (808) 539-7952      
pmiyashiro@asbhawaii.com

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Matt Orias

FIRST VICE PRESIDENT      
BUSINESS RELATIONSHIP TEAM LEADER

NMLS #1066758      
Direct: (808) 539-7951      
Mobile: (808) 773-0076      
morias@asbhawaii.com

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Lawrence Pai

SENIOR VICE PRESIDENT      
BUSINESS BANKING DIRECTOR

NMLS #639257      
Direct: (808) 539-7960      
Mobile: (808) 927-1887      
lpai@asbhawaii.com

 

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American Savings Bank reveals interior renderings of new Honolulu headquarters: Slideshow

ASB February 16, 2017 | 5 min read N/A

American Savings Bank released interior renderings of its future headquarters to PBN on Thursday, giving a sneak peek at the 373,00-square-foot, 11-story building planned for the block at 300 N. Beretania St., the site of the company’s new campus.

The bank said approximately 600 of its employees will work out of the new headquarters, which will include 166,000 square feet of office space. The bank broke ground on the project on Saturday.

This rendering shows the exterior of American Savings Bank's new Honolulu headquartersVIEW SLIDESHOW
6 photos

This rendering shows the exterior of American Savings Bank's new Honolulu headquarters

Rich Wacker, ASB president and CEO, said the new headquarters will help improve communication between ASB’s employees.

“The campus is a facility, but it’s not about the facility,” he told Pacific Business News. “It’s about that culture of what we’re trying to create and the ability to get the whole team together and working without a gap, for that mission that we have.”

The building, which will be located across from Aala Park, close to Chinatown, will bring employees from five different locations under one roof.

“We’ve gotten it down to five, but we’re going to get it to one,” Wacker said on centralizing the bank’s headquarters. “That’s the essence of what we need to do — that seamless teamwork and everyone being part of the engagement that we want to have. We’re excited about it. It’s really a game changer for is.”

The bank, which paid $12 million for the 62,595-square-foot vacant lot, expects the campus to be completed in 18 to 24 months.

Nordic PCL is the general contractor, with the facility’s exterior and interior design by Leo A Daly and ZGF Architects.

Anna Hrushka covers money and technology for Pacific Business News

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Media Contact

Karwin Sui
Communications Manager
(808) 539-7268
ksui@asbhawaii.com

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