Lawrence brings 35 years of banking experience in the Hawaii market, including 22 years in small business and commercial lending. He is passionate in helping small business owners achieve their business goals, increase their annual revenue, and has garnered many success stories in his long career helping companies grow. He also specializes in helping business owners and individuals purchase small to mid-size apartment buildings and other types of income properties. In recent years, he’s also assisted hundreds of small businesses with the SBA PPP Program. He is a graduate of Pearl City High School, University of Hawaii at Manoa (BBA in Finance), Chaminade University of Honolulu (MBA), and the Pacific Coast Banking School.