Checking Accounts

Reach your dreams with the right checking account

KALO DELUXE

Silver kalo icon 

Based on your feedback, we redesigned our signature personal checking account to offer you more waived fees, exclusive rates and benefits, and more ways to save.

KALO PLUS

Enjoy mobile banking and a monthly ATM fee rebate to help your reach your financial goals.

KALO ESSENTIALS

Bank anytime, anywhere with the benefits from a checking account for your everyday banking.

No Service Fee.

Monthly Service Fee waived on all personal checking accounts with direct deposit minimums.1

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Buy Local HawaiiSM

Your ASB Visa® Debit Card just got more rewarding. Get in on the savings and find a participating merchant near you to get access to discounts at local merchants when using your debit card.

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Benefits of any ASB Personal Checking Account

No Service
Fee1

On all ASB personal checking accounts with direct deposit.

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Visa's Zero
Liability2

Safe and secure protection from fraudulent purchases.

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Buy Local HawaiiSM

Get exclusive discounts at local merchants.

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Common Questions:

Identity Fraud Thumbnail

Armor Up Against Identity Fraud

Fraudsters these days are more conniving and persuasive than ever before. But, you can keep your identity and your finances secure all year round by...

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Credit Cards vs. Debit Cards - What's the Difference?

Credit and debit cards often look nearly identical at first glance. When someone pulls a card out in the checkout line, you may not know if they’re using...

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Online Banking vs. Traditional Banking Thumbnail

Online Banking vs. Traditional Banking: What's the difference?

The rise of technology in recent years has also led to new ways to bank — online via web browsers and smartphone applications. Online banking has become a convenient way...

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  1. Direct deposit means electronic government or payroll deposits made to the account during the statement period. Minimum direct deposit requirements for Kalo EssentialsSM - $1,000, Kalo PlusSM - $2,500 or Kalo DeluxeSM - $5,000. Additional options available for monthly service fee waiver. Otherwise, the monthly service fee is $5, $15 or $25 per statement period, respectively.
  2. The "Zero Liability Policy" is a Visa policy, which may be subject to change. For more information on eligibility, the dispute process, and other terms and conditions, visit https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html.