Get the Most out of your Preferred CreditLine
The Preferred CreditLine is linked to your American Savings Bank checking account. If you have a Kalo Plus or Kalo Deluxe Checking account, you may be eligible for an interest rate discount and annual fee waiver on your Preferred CreditLine.
*The Preferred CreditLine is subject to borrower qualification and underwriting guidelines. The APR (annual percentage rate) is fixed. An APR of 18.00% is for non Kalo Deluxe and non Kalo Plus checking account holders, and is the APR that will apply should you no longer maintain an open Kalo Deluxe or Kalo Plus checking account. A discounted APR of 17.75% is for Kalo Deluxe checking account holders, and a discounted APR of 17.90% is for Kalo Plus checking account holders. Please refer to the current Loan Rate sheet or call us for current rates.
- What is an overdraft?
- What overdraft protection plans are available at American Savings Bank?
- What if I want American Savings Bank to authorize and pay overdrafts on my ATM and everyday (one-time) debit card transactions?
- What happens if I do not sign up for any overdraft solutions?