Preferred CreditLineSM Overdraft Protection

Tied to your ASB checking account to protect against overdrafts

Receive a discounted APR1 of
17.85% - 17.90%
for Kalo Deluxe and Kalo Plus account holders


Download Application  |  Consumer Loan Fee Schedule

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Preferred CreditlineSM Overdraft Protection
Product Features & Benefits

  • If you have a Kalo Plus Checking or Kalo Deluxe Checking account, you may be eligible for an interest rate discount and annual fee waiver on your Preferred CreditLine1

  • Revolving line of credit

  • Fixed interest rate

  • Credit lines from $500 to $15,000

  • No collateral required

  • No payment or interest until the line is used

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Product Guide

Additional product information and what you need to know

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  1. The Preferred CreditLine is subject to borrower qualification and underwriting guidelines. The APR (annual percentage rate) is fixed. An APR of 18.00% is for non Kalo Deluxe and non Kalo Plus checking account holders, and is the APR that will apply should you no longer maintain an open Kalo Deluxe or Kalo Plus checking account. A discounted APR of 17.85% is for Kalo Deluxe checking account holders, and a discounted APR of 17.90% is for Kalo Plus checking account holders. Please refer to the current Loan Rate sheet or call us for current rates.