Compare Business Checking Accounts | American Savings Bank Hawaii

	BIZ ESSENTIALS CHECKING^SM	BIZ PLUS CHECKING^SM	BIZ DELUXE CHECKING^SM
Minimum Opening Deposit	$100	$100	$100
Requirements for No Monthly Service Fee¹ ^†Deposit balances include business checking, savings, money market, and CD balances. ^††Loan balances include business loans and lines of credit, except credit card balances.	None	$10,000 in combined business average deposits^† and outstanding business loan^†† balances	$50,000 in combined business average deposits^† and outstanding business loan^†† balances
Monthly Service Fee	None	Otherwise - $15 per month	Otherwise - $25 per month
ONLINE BANKING	BIZ ESSENTIALS CHECKING^SM	BIZ PLUS CHECKING^SM	BIZ DELUXE CHECKING^SM
No Monthly Fee* * Optional services may incur fees.	✓	✓	✓
No Bill Pay Service Fee	✓	✓	✓
ACH² and Wire Services³	Available	Available	Available
DISCOUNTS ON SERVICES	BIZ ESSENTIALS CHECKING^SM	BIZ PLUS CHECKING^SM	BIZ DELUXE CHECKING^SM
Platinum Visa^® Business Debit Card	✓	✓	✓
Discount on Business Check Order	N/A	$50 off business checks, annually	$50 off business checks, annually
Monthly Paper Statement Fee	$5 per month	None	None
Paper Image Statement Fee	$3 per month	None	None
Monthly Transaction Fee⁴ Checks processed and/or deposited.	First 50 transactions, no charge; $0.50 per transaction thereafter	First 100 transactions, no charge; $0.25 per transaction thereafter	First 200 transactions, no charge; $0.25 per transaction thereafter
Monthly Cash Deposit Fee	First $10,000, no charge; 0.15% of cash deposit thereafter	First $25,000, no charge; 0.15% of cash deposit thereafter	First $25,000, no charge; 0.15% of cash deposit thereafter
No Biz Statement Savings^SM Account Monthly Service Fee	N/A	✓	✓
Outgoing Wire Fee (Domestic)⁵	$45 per wire transfer for wires less than $5,000 $75 per wire transfer for wires $5,000 or more	$45 per wire transfer for wires less than $5,000 $75 per wire transfer for wires $5,000 or more	$45 per wire transfer for wires less than $5,000 $45 per wire transfer for wires $5,000 or more
Outgoing Wire Fee (International)⁵	$45 per wire transfer for wires less than $5,000 $75 per wire transfer for wires $5,000 or more	$45 per wire transfer for wires less than $5,000 $75 per wire transfer for wires $5,000 or more	$55 per wire transfer for wires less than $5,000 $55 per wire transfer for wires $5,000 or more
Merchant Services² Discounts	N/A	N/A	✓
OVERDRAFT SOLUTIONS	BIZ ESSENTIALS CHECKING^SM	BIZ PLUS CHECKING^SM	BIZ DELUXE CHECKING^SM
No Savings Overdraft Transfer Fees⁶	$10 per transfer	$5 per transfer	✓
PREFERRED RATES & LOANS DISCOUNTS	BIZ ESSENTIALS CHECKING^SM	BIZ PLUS CHECKING^SM	BIZ DELUXE CHECKING^SM
Business PowerLine^SM Application / Annual Fee Discount⁷	N/A	✓	✓
Business Term Loan Application Fee Discount⁷	N/A	✓	✓
New Business Loan and Line of Credit⁷ Rate Discount	N/A	N/A	Rate Discount
Preferred Rates on Time Deposits Terms of 30 days or more.	N/A	N/A	Higher Interest Rates

CHECKING ACCOUNT FEATURES

Minimum Opening Deposit

Requirements for No Monthly Service Fee¹
^†Deposit balances include business checking, savings, money market, and CD balances. ^††Loan balances include business loans and lines of credit, except credit card balances.