We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
We do not assess a fee during the month in which the account is opened even if the balance is below the minimum balance to avoid a monthly service fee.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
Owner-Occupied Commercial Real Estate Loan
Helping You Build a Better Business From the Ground Up.
FEATURES
Available for Hawaii properties
Term Loan amount up to $10 million to fit the specific transaction
Competitive fixed rates for terms up to 10 years, amortization up to 25 years
Fee simple property only
Available upon request:
Construction loans and loans in excess of $10 million
If your business is on the verge of growth, a term loan may be just what you need to take your business to the next level. Use a term loan to buy fixed assets (equipment, vehicles, furniture or fixtures), consolidate debt or increase your working capital – the choice is yours.1
Term loan products are subject to application and credit approval. Certain terms, conditions, and restrictions apply. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Business PowerLine or Business Loan.
Term loan products are subject to application and credit approval. Certain terms, conditions, and restrictions apply. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Business PowerLine or Business Loan.
Our savings accounts provide all the tools you need to save more, and earn more. With little to no minimum opening deposit required, start earning interest at competitive rates that are compounded daily.
Smart Overdraft Solutions
With Savings Overdraft Transfer, if you overdraw your checking account the funds in your savings account have you covered.
Bank Anytime with Online, Mobile, or Phone Banking
Conduct your banking at home, the office, or on the go with online, mobile2, or phone banking at (808) 627-6900 or toll-free (800) 272-2566. Getting your banking done when it's convenient to you is important to us.
Checks written to third parties, combined with certain transfers, are limited to six (6) per monthly cycle.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
SBA Loans
We're committed to helping small businesses!
There's nothing small about running and financing a small business – and there's nothing small about American Savings Bank's commitment to business owners. We're proud to be recognized as one of the leading originators of Small Business Administration (SBA) loans in Hawaii1, and we're ready to help you start or purchase a business. If you're already a business owner, we can help you purchase equipment, upgrade your facilities, or expand your reach.
SBA credit products are subject to credit application and approval. Certain terms, conditions, and restrictions apply. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Business PowerLine or Business Loan.
The Purchasing Edition® Visa® Card offers improved cash flow, negotiated discounts with suppliers and easily managed company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending.
FEATURES
Revenue Share: Earn revenue share through card spend
Improved Cash Flow: Allows you more time to fund payables
Payment Advantage: Use grace period to maximize float
Purchase Controls: Maintain policies through spending and control limits
Cost Reduction: Negotiate vendor discounts and realize efficiency savings
Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.
Commercial Edition® Visa® Card
Convenience. Efficiency. Control.
The Commercial Edition® Visa® Card combines powerful expense management tools that allow for effective management of travel, entertainment costs and procurement expenses. Your business can maximize cash flow. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits. Your business may also qualify for cash rebates based on annual spend1. See your small business or commercial representative to apply.
FEATURES
Revenue Share: Earn valuable revenue share through card spend
Efficient Automation: Reduce administrative costs through automated expense reporting
Reporting: Monitor company spending and code to general ledger accounts
Control: Promote compliance with travel policies and spend limits
Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.
The powerful, adaptable one-card solution for Travel & Entertainment and Purchasing.
VOX® is the innovative financial tool that evolves with your business. It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs—all with a single card you can use for both Travel and Entertainment and Purchasing functions. See your small business or commercial representative to apply.
FEATURES
No Annual Fee1
A credit line between $50,000 - $250,000
Earn 1 Maximum Rewards® for Business2 point per $1 you spend on qualifying transactions with no limits on the amount of points you can earn. Points expire 3 years from when they were awarded.
Pay in full or revolve at a competitive rate to maximize cash flow
Select your interest rate based on the minimum payment you choose
For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms at time of application.
See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details, including earning, redemption, expiration or forfeiture.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.
Low introductory APR on purchases and balance transfers
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.
Services
Free 24/7 online access for managing your account. Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts and more.
Free management reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
Cash flow management with the flexibility to cover the cost of supplies, equipment, travel, and more.
For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VISA is a registered trademark of Visa International Service Association and used under license.
Biz Money Market
Earn interest while maintaining flexibility.
FEATURES
$1,000 Minimum Opening Deposit
No Monthly Service Fee with a $1,000 minimum daily balance OR
$2,500 minimum monthly average balance, otherwise $10 per month
There are limits to the number of checks processed per statement cycle.
Online, telephone, and overdraft transfers combined with other transfers from savings and money market accounts are limited to six (6) per monthly cycle.
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