Kalo Essentials Checking

Perfect for on-the-go, everyday budgeting with no minimum balance requirement1 and access to Online Banking

OPEN ACCOUNT

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Tap your contactless ASB Visa® Debit Card or connect it to your smartphone and pay while on-the-go

Kalo Essentials Checking     
Product Features & Benefits

  • $20 minimum opening deposit1

  • No monthly service fee if enrolled in Online Banking and eStatements, otherwise $5 per month

  • No minimum balance requirement

  • Visa's Zero Liability Policy3 ensures that you won’t be held responsible for unauthorized purchases from fraudulent transactions made using your ASB Visa Debit Card.

  • Access to Online Banking with Bill Pay, Mobile Check Deposit2 Fee and Phone Banking

  • Kalo design starter checks for new accounts

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Product Guide

Additional product information and things you should know

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Start your teens on their financial journey!

Teen Checking Account Features & Benefits

  • Available for 13 - 18 year olds, with a valid government-issued ID

  • Visit any branch to open a Kalo checking account with a parent or guardian over 18 years old

  • VISA® Debit Card can be added to a Mobile Wallet for faster, contactless checkouts with extra security

  • Account access with Online Banking and our top-rated ASB Hawaii Mobile App

  • Same-day online transfers between ASB accounts

  • Set up transaction alerts to monitor account activity and balances

Common Questions:

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  1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
  2. An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
  3. The "Zero Liability Policy" is a Visa policy, which may be subject to change. For more information on eligibility, the dispute process, and other terms and conditions, visit https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html.