Kalo Essentials Checking

Perfect for on-the-go, everyday budgeting with no monthly service fees or balance requirements

OPEN ACCOUNT

Debit card art with mobile pay and merchant services

Tap your ASB Visa® Contactless Debit Card or connect it to your smartphone and pay while on-the-go

Kalo Essentials Checking    
Product Features & Benefits

Interested in learning more?

Clipboard Icon

Compare All Checking Accounts

See how this account stacks up against others

Scale Icon

Checking Chooser Tool

Not sure where to start? Answer a few questions and see what's right for you

Newspaper Icon

Product Guide

Additional product information and things you should know

teen at skatepark

NEW: Start your teen on their financial journey!

Teen Checking Account Feature & Benefits

  • Teens starting from 13 years old

  • Visit any branch to open a Kalo Essentials, Kalo Plus or Kalo Deluxe checking account with a parent or guardian over 18 years old

  • Receive a Debit Card, access to Online Banking with eStatements, Mobile Check Deposit and Phone Banking

  • Banking in one place, no separate app needed. Teens can enroll in Online Banking and use the ASB Hawaii Mobile App for banking anytime, anywhere

  • Same-day online transfers from another ASB account through the mobile app

  • Parents can turn on transaction alerts to monitor account activity and account balances

Take the Path to Financial Success

ASB Financial Wellness screenshot

Get Started

Free financial education courses, available on desktop and mobile

Financial Checkup screenshot

Financial Checkup

Take our real-time assessment to see where you're at

Calculators screenshot

Calculators

Use our helpful tools to prepare for your next milestone

Common Questions:

Identity Fraud Thumbnail

Armor Up Against Identity Fraud

Fraudsters these days are more conniving and persuasive than ever before. But, you can keep your identity and your finances secure all year round by s...

Read More >

CREDIT CARDS VS. DEBIT CARDS - WHAT'S THE DIFFERENCE? thumbnail

Credit Cards vs. Debit Cards - What's the Difference?

Credit and debit cards often look nearly identical at first glance. When someone pulls a card out in the checkout line, you may not know if they’re us...

Read More >

MAKE BANKING EASY WITH ASB MOBILE BANKING Thumbnail

Make Banking Easy with ASB Mobile Banking

We’re on a mission to make banking easy for customers anytime, anywhere. Ari Haiola, Consumer Product Strategy Analyst, recently joined HI Now Daily t...

Read More >

  1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
  2. An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.