Kalo Essentials Checking

Perfect for on-the-go, everyday budgeting with no monthly service fees or balance requirements


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Tap your ASB Visa® Contactless Debit Card or connect it to your smartphone and pay while on-the-go

Kalo Essentials Checking    
Product Features & Benefits

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Product Guide

Additional product information and things you should know

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NEW: Start your teen on their financial journey!

Teen Checking Account Feature & Benefits

  • Teens starting from 13 years old

  • Visit any branch to open a Kalo Essentials, Kalo Plus or Kalo Deluxe checking account with a parent or guardian over 18 years old

  • Receive a Debit Card, access to Online Banking with eStatements, Mobile Check Deposit and Phone Banking

  • Banking in one place, no separate app needed. Teens can enroll in Online Banking and use the ASB Hawaii Mobile App for banking anytime, anywhere

  • Same-day online transfers from another ASB account through the mobile app

  • Parents can turn on transaction alerts to monitor account activity and account balances

Take the Path to Financial Success

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Free financial education courses, available on desktop and mobile

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Financial Checkup

Take our real-time assessment to see where you're at

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Use our helpful tools to prepare for your next milestone

Common Questions:

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  1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
  2. An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.