Kalo EssentialsSM Checking

Bank anytime, anywhere with the benefits from a checking account for your everyday banking.

OPEN AN ACCOUNT

Kalo EssentialsSM Checking Benefits1

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No service fee2

Qualify with $1,000 in direct deposits or enroll into eStatements.

Bluy Local Kalo Leaf

Exclusive discounts to over 125 merchants to Buy Local HawaiiSM Program

Get exclusive discounts at over 125 local merchants with your ASB Visa® Debit Card.

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Zero liability on fraudulent purchases3

Know your purchases are safe and secure.

No Service Fee.

See all the ways we waive the Monthly Service Fee on our personal checking accounts.2

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Buy Local HawaiiSM

Your ASB Visa® Debit Card just got more rewarding. Get in on the savings and find a participating merchant near you to get access to discounts at local merchants when using your debit card.

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Start your teens on their financial journey!

Teen Checking Account Features & Benefits

  • Available for 13 - 18 year olds, with a valid government-issued ID

  • Visit any branch to open a Kalo checking account with a parent or guardian over 18 years old

  • Visa Debit Card can be added to a Mobile Wallet for faster, contactless checkouts with extra security

  • Account access with Online Banking and with our ASB Hawaii Mobile App

  • Same-day online transfers between ASB accounts

  • Set up transaction alerts to monitor account activity and balances

Common Questions:

  1. See Personal Deposit Account Terms and Conditions for more information.
  2. Direct deposit means electronic government or payroll deposits made to the account during the statement period. Minimum direct deposit requirements for Kalo EssentialsSM is $1,000. Additional options available for monthly service fee waiver. Otherwise, the monthly service fee $5 per statement period.
  3. The "Zero Liability Policy" is a Visa policy, which may be subject to change. For more information on eligibility, the dispute process, and other terms and conditions, visit https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html.