Use direct deposit to deposit your funds automatically, without having to visit a branch. You may set up direct deposit by providing your employer with the American Savings Bank routing number: 321370765 and your checking or savings account number, payroll ID number (in most cases, your Social Security Number), and our mailing address:

American Savings Bank
PO Box 2300
Honolulu, HI 96804-2300

You may also use our Switch Kit form. For checking accounts it's best to provide a voided check.

We recommend using our Customized Account Chooser or visiting us at a branch to learn more about the benefits and differences in our family of checking accounts.

The Kalo Essentials^SM Checking account does not require a minimum balance. However, in order to avoid monthly service fees, Kalo Plus^SM Checking and Kalo Deluxe^SM Checking do require a minimum balance. For information on balance requirements and more, visit Compare All Checking Accounts.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.