Personal Unsecured Loan

Buy the things you want and need or consolidate for lower monthly payments

Current Promotional APR1 (as low as)
Good until 05/31/2021


Download Application  |  Consumer Loan Fee Schedule

Product Features & Benefits

  • Fixed rates and fixed monthly payments

  • Loans from $2,500 to $50,0002

  • No annual fee or collateral required

  • Free Online Banking with eStatements

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Current Rates

Open an account and start earning interest at competitive rates that are compounded daily

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Product Guide

Additional product information and what you need to know

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Common Questions:

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  1. The Annual Percentage Rates (APR) are for new, approved PUL applications received 03/01/2021 to 05/31/2021 that fund by 06/30/2021. Depending on the information contained in your credit report, the discounted rate may be 8.24% APR to 18.24% APR and accordingly, monthly payment amount will differ. For example, if you are approved for a 48-month loan of $10,000 at 8.24% APR, you will have to make 48 monthly payments of principal and interest of approximately $245.26. This example is for demonstrative purposes only and is not necessarily the terms and APR that a qualified borrower will receive. Offer is subject to submission of a PUL application, credit history, income verification, and ASB’s underwriting policy. Contact ASB or refer to the current consumer loan rate sheet on This offer is not for business purpose or real estate secured loans. Other terms, conditions and restrictions apply. Rates are subject to change at any time without prior notice.
  2. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Personal Unsecured Loan (PUL).