Personal Unsecured Loan

Buy the things you want and need or consolidate for lower monthly payments

Current APR1 (as low as)
8.24%
as of 09/01/2021

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Download Application  |  Consumer Loan Fee Schedule

Product Features & Benefits

  • Fixed rates and fixed monthly payments

  • Loans from $2,500 to $50,0002

  • No annual fee or collateral required

  • Free Online Banking with eStatements

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Current Rates

Open an account and start earning interest at competitive rates that are compounded daily

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Product Guide

Additional product information and what you need to know

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Common Questions:

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Understanding Interest Rates

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  1. The Annual Percentage Rates (APR) are for new, approved PUL applications. Depending on the information contained in your credit report, the rate may be 8.24% APR to 20.24% APR as of 09/01/2021 and accordingly, monthly payment amount will differ. For example, if you are approved for a 48-month loan of $10,000 at 8.24% APR, you will have to make 48 monthly payments of principal and interest of approximately $245.26. This example is for demonstrative purposes only and is not necessarily the terms and APR that a qualified borrower will receive. Contact ASB or refer to the current consumer loan rate sheet on asbhawaii.com. The PUL is not for business purposes or real estate secured loans. Other terms, conditions and restrictions apply. Rates are subject to change at any time without prior notice.
  2. Loan application required. Offer is for creditworthy applicants (including income verification) who qualify for an American Savings Bank (ASB) Personal Unsecured Loan (PUL).