Current Promotional Rate:


8.24% APR**

Good Until 2/28/21

What is a Personal Loan?

Personal Unsecured Loans give you quick access to the cash you need to make a major purchase, pay off debt, or cover an unexpected expense. Some people consolidate credit card debt with a Personal Unsecured Loan. We make it easy to apply for a loan with competitive rates. Just visit your nearest ASB branch to learn more. With no collateral required, it’s easy to apply for a Personal Unsecured Loan.


  • Fixed rates and fixed monthly payments
  • Loans from $2,500 to $50,000*
  • No annual fee
  • No collateral required
  • Free Online Banking with eStatements


Not sure if a Personal Line of Credit or Personal Unsecured Loan is right for you?
Click here to take a quick questionnaire >

Common Questions:



*Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Personal Unsecured Loan (PUL).


** The Annual Percentage Rates (APR) are for new, approved PUL applications received 12/01/2020 to 02/28/2021 that fund by 03/31/2021. Depending on the information contained in your credit report, the discounted rate may be 8.24% APR to 18.24% APR and accordingly, monthly payment amount will differ. For example, if you are approved for a 48-month loan of $10,000 at 8.24% APR, you will have to make 48 monthly payments of principal and interest of approximately $245.26. This example is for demonstrative purposes only and is not necessarily the terms and APR that a qualified borrower will receive. Offer is subject to submission of a PUL application, credit history, income verification, and ASB’s underwriting policy. Contact ASB or refer to the current consumer loan rate sheet on This offer is not for business purpose or real estate secured loans. Other terms, conditions and restrictions apply. Rates are subject to change at any time without prior notice.