Credit Cards

Choosing the right credit card is easier than ever

Earn Cash Back or Points

VISA® Max Cash Preferred Card

Earn up to 5% cash back and choose your spending categories to maximize the amount of cash back you receive.

  • 5% cash back on two spending categories1

  • 2% unlimited cash back on one everyday category1

  • 1% unlimited cash back on all other eligible purchases

  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account

Plus, receive a $150 bonus reward when you spend $500 within the first 90 days of account opening2

VISA® Everyday Rewards+ Card

Earn up to 4X unlimited points on everyday spending categories.

  • 4X unlimited points on dining, take-out & food delivery3

  • 2X unlimited points at grocery stores, grocery delivery, gas stations and streaming services

  • 1X unlimited points on all other eligible purchases

  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account

Plus, receive a $200 bonus reward (20,000 points) after you spend $1,000 within first 120 days of account opening4

Start and Build Your Credit History

Fund your secured card with a deposit of $300-$5,000. If approved, your card will arrive with a credit line matching the amount you deposit.

VISA® Max Cash Secured Card

Build your credit and up to 5% cash back in categories where you’re already spending.5

  • 5% cash back on two spending categories

  • 2% unlimited cash back on one everyday category

  • 1% unlimited cash back on all other eligible purchases

  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account

VISA® Secured Card

Start and establish your credit history while earning interest on the money in your secured savings account.

  • Enjoy the convenience of credit, including the option to carry a balance

  • Earn interest on the money in your secured savings account

A Great Balance Transfer Card With a 0% Intro Rate7

VISA® Platinum Card

  • Use for large purchases, unexpected expenses or last-minute necessities

  • Pay down your other high-rate credit card balances faster

  • Non-Rewards

credit card art

Pay On-the-Go With Your Mobile Wallet

Link your ASB Visa® card to your smartphone and with just the touch of your finger, transactions are securely processed without ever revealing your card number.
 

ASB Online Banking

Checking and savings accounts can help you manage your money. Get started by opening an account online, without coming into a branch.
 

Contactless Credit Cards

Pay in a matter of seconds wherever you see the Contactless Symbol. It's easy, fast and secure!

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The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to a Program misuse, failure to pay, bankruptcy, or death).

  1. Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
  2. If you’re approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
  3. Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.
  4. If you’re approved for a new Everyday Rewards+ Card, a one-time 20,000 bonus points (a $200 value) will be awarded for redemption after eligible net purchases totaling $1,000 or more are made to your account within 120 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
  5. Max Cash Secured Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Rewards are earned on eligible net purchases. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
  6. Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.
  7. Platinum Card: 0% intro APR* on purchases and balance transfers for 18 billing cycles. After that, a variable APR, currently 16.24%-26.24%. *See terms & conditions.

* The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.