personal / loans / loan chooser

WHAT’S RIGHT FOR YOU, LOAN OR LINE?

1 Do you need a specific amount of cash now or will you need cash over time?

CASH NOW
CASH OVER TIME
  • * Lines of credit depends on home equity borrower's creditworthiness and occupancy.
  • ** Based on a 7-year fixed rate loan of $50,000 at 3.50% APR, there will be 84 monthly principal and interest payments of $671.99. For 7-year terms, the minimum loan amount is $30,000 and the maximum loan amount is $250,000. Based on a 10-year fixed rate loan of $30,000 at 3.50% APR, there will be 120 monthly principal and interest payments of $296.66. For 10-year terms, the minimum loan amount is $30,000 and the maximum loan amount is $250,000. The promotional rates apply to up to five Fixed Rate Equity Loan Options (FRELO) from the variable rate portion of the HELOC, and are available to existing and to new owner occupant EEX accounts with an advance on the line of at least the minimum loan amount; and automatic payment from an American Savings Bank checking account. Investor rates are available. Current non-promotional rates as of 8/28/19 are 5.75% for a 7-year fixed rate loan and 6.25% for a 10-year fixed rate loan. Other FRELO terms and rates are available. Promotion effective for requests submitted 8/1/19 through 10/31/19.