Loan application required.  Offer is for creditworthy applications who qualify for an American Savings Bank (ASB) Personal Line of Credit (PLOC).
*Offer is a six-month promotion (Promotion Period): Annual Percentage Rate (APR) is 3.99% fixed for six months (months 1 through 6), from the date your new PLOC is opened. Offer is based on borrower's credit score and for approved applications received 9/5/19 to 10/31/19 that fund by 11/30/19. Promotional rates are subject to change or discontinuance without notice. Bank reserves the right to not apply promotional rate to anyone receiving it previously. After the Promotion Period ends, the interest rate is variable. Current variable rate effective 9/1/19 is 9.00% APR, and is subject to change monthly based on the highest Prime Rate published in the Wall Street Journal, plus a margin (subject to the floor rate of 5.25%; maximum APR is 18.00%).