Set up automatic transfers from your ASB checking or savings1 into the Holiday Savings to save for the holidays. The proceeds will be transferred to another American Savings Bank account on the last business day of October.
If funds are withdrawn before the last business day in October, the account must be closed and no interest will be paid.
Transfers from savings accounts are subject to regulatory limitations.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
Money Market
FEATURES
$20 minimum opening deposit
Higher balances earn higher interest rates
Convenient access to your account by check1
No monthly service fee with a $1,000 minimum daily balance OR
$2,500 minimum monthly average balance2, otherwise $10 per month
Checks written to third parties, combined with certain transfers, are limited to six (6) per monthly cycle.
We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
Tiered Savings
FEATURES
$20 minimum opening deposit1
Interest compounded daily on your savings balance and credited monthly
Higher balances earn higher interest rates
No monthly service fee with a $500 minimum monthly average balance2, otherwise $5.00 per month
We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
We do not assess a fee during the month in which the account is opened even if the balance is below the minimum balance to avoid a monthly service fee.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
Statement Savings
FEATURES
$20 minimum opening deposit1
No monthly service fee with a $300 minimum daily balance2,
otherwise $4.50 per month
Free ATM Card
Interest compounded daily if balance is $100
or more and credited monthly
We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
We do not assess a fee during the month in which the account is opened even if the balance is below the minimum balance to avoid a monthly service fee.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
Owner-Occupied Commercial Real Estate Loan
Helping You Build a Better Business From the Ground Up.
FEATURES
Available for Hawaii properties
Term Loan amount up to $10 million to fit the specific transaction
Competitive fixed rates for terms up to 10 years, amortization up to 25 years
Fee simple property only
Available upon request:
Construction loans and loans in excess of $10 million
If your business is on the verge of growth, a term loan may be just what you need to take your business to the next level. Use a term loan to buy fixed assets (equipment, vehicles, furniture or fixtures), consolidate debt or increase your working capital – the choice is yours.1
Term loan products are subject to application and credit approval. Certain terms, conditions, and restrictions apply. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Business PowerLine or Business Loan.
Term loan products are subject to application and credit approval. Certain terms, conditions, and restrictions apply. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Business PowerLine or Business Loan.
Our savings accounts provide all the tools you need to save more, and earn more. With little to no minimum opening deposit required, start earning interest at competitive rates that are compounded daily.
Smart Overdraft Solutions
With Savings Overdraft Transfer, if you overdraw your checking account the funds in your savings account have you covered.
Bank Anytime with Online, Mobile, or Phone Banking
Conduct your banking at home, the office, or on the go with online, mobile2, or phone banking at (808) 627-6900 or toll-free (800) 272-2566. Getting your banking done when it's convenient to you is important to us.
Checks written to third parties, combined with certain transfers, are limited to six (6) per monthly cycle.
An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.
SBA Loans
We're committed to helping small businesses!
There's nothing small about running and financing a small business – and there's nothing small about American Savings Bank's commitment to business owners. We're proud to be recognized as one of the leading originators of Small Business Administration (SBA) loans in Hawaii1, and we're ready to help you start or purchase a business. If you're already a business owner, we can help you purchase equipment, upgrade your facilities, or expand your reach.
SBA credit products are subject to credit application and approval. Certain terms, conditions, and restrictions apply. Loan application required. Offer is for creditworthy applicants who qualify for an American Savings Bank (ASB) Business PowerLine or Business Loan.
The Purchasing Edition® Visa® Card offers improved cash flow, negotiated discounts with suppliers and easily managed company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending.
FEATURES
Revenue Share: Earn revenue share through card spend
Improved Cash Flow: Allows you more time to fund payables
Payment Advantage: Use grace period to maximize float
Purchase Controls: Maintain policies through spending and control limits
Cost Reduction: Negotiate vendor discounts and realize efficiency savings
Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.
Commercial Edition® Visa® Card
Convenience. Efficiency. Control.
The Commercial Edition® Visa® Card combines powerful expense management tools that allow for effective management of travel, entertainment costs and procurement expenses. Your business can maximize cash flow. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits. Your business may also qualify for cash rebates based on annual spend1. See your small business or commercial representative to apply.
FEATURES
Revenue Share: Earn valuable revenue share through card spend
Efficient Automation: Reduce administrative costs through automated expense reporting
Reporting: Monitor company spending and code to general ledger accounts
Control: Promote compliance with travel policies and spend limits
Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.
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