Tiered Savings

Earn more as you save more with interest that's compounded daily on your savings balance


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Tiered Savings
Product Features & Benefits

  • $20 minimum opening deposit1

  • Interest compounded daily on your savings balance and credited monthly

  • Higher balances earn higher interest rates

  • No monthly service fee with a $500 minimum monthly average balance2, otherwise $5 per month

  • Receive an ATM Card and access to Online Banking with eStatements, Mobile Check Deposit3 and Phone Banking

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Product Guide

Additional product information and things you should know

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* Offer valid from 10/16/2023 to 11/15/2023 (promotional period) when 1) you deposit funds from another financial institution into your ASB personal savings account: deposit a minimum of $100,000 to receive $1,000, or deposit a minimum of $75,000 to receive $750, or deposit a minimum of $50,000 to receive $500, or deposit a minimum of $25,000 to receive $250 (gift), 2) the minimum deposit amount to qualify for the gift posts to your ASB personal savings account within the promotional period and remains in your account until 02/15/2024, and 3) you opt-in and let us know of your intent to participate in this promotion by visiting one of our branches or by calling our Customer Banking Center. Eligible transactions are as follows: checks processed at a branch, external transfers, and wires. 

If customer is new to ASB, must not have a closed ASB personal savings account after 10/15/2021. Eligible personal savings accounts are existing or new Statement Savings, Tiered Savings, Money Market, or existing Supreme Savings and Premier Savings accounts; ASB does not currently open new Supreme Savings and Premier Savings accounts. Moneyhune Savings, Holiday Savings, and I-Plan Savings accounts are not eligible for this promotion. Minimum to open a Statement Savings, Tiered Savings or Money Market account is $20. If a new Statement Savings, Tiered Savings or Money Market account was opened for this promotion and is closed within 180 days of opening, a $100 fee will be assessed. 

ASB will deposit the applicable gift amount into your savings account by 02/23/2024. If there is a withdrawal of the eligible funds from your account before 02/15/2024, you will not qualify for the gift. Value of the gift is considered interest and may be reported to the IRS. Limit of one gift per customer and only one account per customer is eligible. Limit of one gift per customer for any 12-month period. One cannot combine this cash back offer with any other promotion. Fees could reduce the earnings on the account. 

For Tiered Savings accounts, ASB waives the $5 Monthly Service Fee when one maintains a $500 monthly average balance per statement period. APYs are 0.00% for balances less than $5,000; 0.02% for $5,000 to $49,999; 0.03% for $50,000 and over, effective as of October 1, 2023.

  1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.
  2. We do not assess a fee during the month in which the account is opened even if the balance is below the minimum balance to avoid a monthly service fee.
  3. An internet-enabled device is required to access the ASB Hawaii Mobile app and website. Downloading the app is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details.