Compare Loans and Lines of Credit

Financing options that will take your business to the next level

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Business Lending Fee Schedule

Business owner and employee

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Description
Fast and efficient way to obtain immediate financing

Whether your small business is just starting out or already well-established, we have the experience to help you obtain SBA financing

Build your business credit by using your ASB business savings account as collateral

We can assist you with a wide range of commercial real estate loans, including the refinancing of an existing loan or obtaining a new one

Revolving line of credit that provides your company with a continual resource of working capital (other business lines of credit are also available)

Provides valuable and convenient overdraft protection for your ASB business checking account
Uses
Fast, efficient and affordable financing for equipment or furniture purchase, maintenance, debt consolidation and more

Great for purchasing, starting, or expanding a business; choose from a range of financing options to purchase equipment, construct a new building or upgrade existing facilities

Help your business build credit

Purchase or build new income-producing properties2 such as warehouses, office and retail buildings, or renovate an existing property

This flexible line of credit helps you grow your business and manage cash flow

Helps you avoid returned check overdraft fees
  • Unsecured loans up to $100,000
  • Secured loans up to $250,000
  • Competitive rates
  • No annual fee
  • Flexible repayment schedules

  • Simplified loan approval process
  • Low down payment
  • Flexible terms and interest rates

  • Loans from $10,000 to 90% of your available savings account (maximum $250,000)
  • Terms up to 60 months1
  • Flexible interest rates
  • No annual fee
  • Savings account used as collateral

  • Reduced interest rate risk with fixed pricing up to five (5) years
  • Terms of up to 10 years, generally amortized up to 25 years on permanent loans

  • Unsecured lines up to $100,000
  • Secured lines from $50,00 up to $250,000
  • Access with Online Banking or Business PowerLine checks3
  • Low variable interest rate

  • Easy to access line of credit up to $10,000
  • Automatic coverage of checking account shortage

Ready to take the next step?FIND A BUSINESS BANKER

Business Lending Fee Schedule

Common Questions:

  1. Collateral of savings account must be with American Savings Bank. There is a $50 document preparation fee. The interest rate is based on the earning rate of the pledge deposit account plus a margin.
  2. Property must be in fee simple interest.
  3. Business PowerLine checks available for unsecured lines only.