CERTIFICATE OF DEPOSIT (CD)

Build your savings with our competitive annual percentage yields (APY) and wide range of term lengths.
Start earning more with Hawaii’s best bank.

Our Best Offer Yet!

Now offering a higher rate with a new money account opening minimum of $25,000 for a 9-month CD.1

Certificate of Deposit Promotional Rate
Current Promotional Certificate of Deposit Rates
 
12-MONTH TERM1
APY: 4.35%2
Kalo Deluxe Checking APY: 4.45%
New Money Required: $25,000
 
9-MONTH TERM1
APY: 4.55%
Kalo Deluxe Checking APY: 4.65%
New Money Required: $25,000
 
6-MONTH TERM1
APY: 3.25%2
Kalo Deluxe Checking APY: 3.35%
New Money Required: $25,000
 

Learn more about our Kalo Deluxe Checking benefits and open an account to get our higher CD rates.

Build your savings and get more from it

 

Certificate of Deposit
Product Features & Benefits

  • Aside from the CDs above, $1,000 minimum to open

  • No fees when funds remain in account for the CD term

  • Higher returns than typical savings accounts

  • Competitive interest rate that will be fixed until the day it matures5

  • Wide range of fixed terms - from 30 days to 10 years

Interested in learning more about CDs?

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Current CD Rates

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Common Questions:

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  1. The Annual Percentage Yield (APY) is accurate as of September 22, 2023. The minimum balance required to open and obtain the promotional Annual Percentage Yield (APY) is $25,000; funds must be new money originating from another financial institution. Subject to change without notice. Refer to the Deposit Interest Rates on asbhawaii.com for other promotional rates. Cannot be combined with any other offer. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
  2. The national rate referenced is from the FDIC’s published Monthly Rate Cap Information “National Deposit Rates” for Certificate of Deposit products as of September 18, 2023. Visit fdic.gov/regulations/resources/rates for details.
  3. The Annual Percentage Yield (APY) is accurate as of August 23, 2023. The minimum balance required to open and obtain the promotional Annual Percentage Yield (APY) is $50,000 and must be opened in branch; funds must be new money originating from another financial institution. Subject to change without notice. Refer to the Deposit Interest Rates on asbhawaii.com for other promotional rates. Cannot be combined with any other offer. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
  4. The Annual Percentage Yield (APY) is accurate as of August 23, 2023. The minimum balance required to open and obtain the promotional Annual Percentage Yield (APY) is $100,000 and must be opened in branch; funds must be new money originating from another financial institution. Subject to change without notice. Refer to the Deposit Interest Rates on asbhawaii.com for other promotional rates. Cannot be combined with any other offer. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
  5. A penalty may be imposed for early withdrawal. Fees could reduce earning on the account.