CERTIFICATE OF DEPOSIT (CD)

Build your savings with our competitive annual percentage yields (APY) and wide range of term lengths.      
Start earning more with Hawaii’s best bank.

Current Promotional Certificate of Deposit Rates with Funds From Another Financial Institution (Minimum of $7,500)

 
3-MONTH TERM1
APY: 3.25%
Deluxe & Private Banking Customers APY: 3.35%

OPEN 3-MONTH CD

6-MONTH TERM1
APY: 4.40%2
Deluxe & Private Banking Customers APY: 4.50%

OPEN 6-MONTH CD

12-MONTH TERM1
APY: 3.75%
Deluxe & Private Banking Customers APY: 3.85%

OPEN 12-MONTH CD

Not sure what CD account to choose? Use our free Compare Two CDs calculator to see how much you can earn.

Learn more about our Kalo Deluxe Checking benefits, terms and conditions. Open an account today.

Long-term, short-term, and everything in between

Certificate of Deposit
Product Features & Benefits

  • Non-promotional CDs require a $1,000 minimum balance to open

  • No fees when funds remain in account for the CD term

  • Higher returns than typical savings accounts

  • Competitive interest rate that will be fixed until the day it matures3

  • Wide range of fixed terms - from 30 days to 10 years

Interested in learning more about CDs?

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Current CD Rates

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Common Questions:

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  1. The Annual Percentage Yield (APY) is accurate as of April 17, 2024. The minimum balance required to open and obtain the promotional APY is $7,500; funds must originate from another financial institution. Refer to the Deposit Interest Rates on asbhawaii.com for other promotional rates. Cannot be combined with any other offer. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Other terms and conditions apply.
  2. The national rate referenced is from the FDIC’s published Monthly Rate Cap Information “National Deposit Rates” for Certificate of Deposit products as of May 20, 2024. Visit fdic.gov/regulations/resources/rates for details.
  3. A penalty may be imposed for early withdrawal. Fees could reduce earning on the account.