In changing times, keep your savings safe and secure.
Benefits of a Certificate of Deposit (CD)
Fixed interest rates: CDs have fixed interest rates that are typically higher than traditional savings accounts. When you open your CD with ASB, you’ll get competitive annual percentage yields (APY) and guaranteed returns.
FDIC Insured: Have peace of mind knowing your money is insured (up to $250,000) while earning a competitive rate.
Choose a term that works for you: Our promotional CDs allow you to earn more in a shorter amount of time.
Open a CD Today
Current Promotional CD Rates with Funds
from Another Financial Institution (Minimum balance of $10,000)
3-MONTH TERM
Deluxe & Private Banking Customers
3.00% APY*
OTHERWISE
2.75% APY*
6-MONTH TERM
Deluxe & Private Banking Customers
3.00% APY*
OTHERWISE
2.75% APY*
12-MONTH TERM
Deluxe & Private Banking Customers
2.90% APY*
OTHERWISE
2.65% APY*
*The Annual Percentage Yield (APY) is accurate as of April 29, 2026. The minimum balance required to open and obtain the promotional APY is $10,000 for consumer accounts; funds must originate from another financial institution. Subject to change without notice. Refer to the Deposit Interest Rates on asbhawaii.com for other promotional rates. It cannot be combined with any other offer. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Online CDs are available for amounts up to $50,000. Other terms and conditions apply.