Calculators to help you achieve your dreams

See where your money's going with easy-to-use inputs. Use our calculators to prepare for your next milestone - whether that's buying a home, saving for retirement or somewhere in between.

Choose a topic below to start exploring:

Not sure where to start? Use one of our popular calculators (marked with a  ).

Budgeting Calculators

Budgeting financial calculators

Calculate Your Net Worth

Compare your assets (things you own) and liabilities (things you owe)


Household Cash Flow Tracker

Match your spending with your income to build a healthy financial future


 How Much Am I Spending?

Organize and reduce your spending in particular categories


Save or Pay Off Debt

Consider using the money you have in savings to pay down your debt


Keep Working or Stay at Home?

Should you return to work after staying at home with children?


Spare Change

Count up the spare change that's in your piggy bank


  = Popular Calculators | Explore Other Calculators

Savings Calculators

Savings financial calculators

 Compare Two CDs

Find out how much interest you can earn on a Certificate of Deposit (CD)


The Impact of Saving More

Use this calculator to see what happens when you start saving more


Save for a Rainy Day

Determine how big your rainy day savings needs to be an emergency


 Save for College

Estimate how much you'll need to save for college education


 Save to be a Millionaire

How much do you need to save to be a millionaire?


Save Towards a Goal

Determine how much you need to save to reach a goal you may have


What Will My Savings be Worth?

Get an estimate on how much your savings will be worth in the future


  = Popular Calculators | Explore Other Calculators

Mortgage & Refinance Calculators

Mortgage financial calculators

Adjustable-Rate Mortgage Analyzer

Understand your ARM terms and estimate your monthly payment


 Calculate a Mortgage Payment

Use this calculator to estimate what your mortgage payment will be


 Compare Two Mortgage Loans

Compare mortgages and see which one works the best for you


 The Equity in Your Home

Start leveraging the equity in your home


 Home Affordability

Look at the factors that impact your ability to obtain a mortgage


Proceeds from Sale of a Home

Estimate how much money the sale of your home will yield


Rent or Buy?

See if you should rent or buy a home


 Time to Refinance?

Take advantage of low rates and see what could happen if you refinance


  = Popular Calculators | Explore Other Calculators

Retirement & Debt Management Calculators

Retirement financial calculators

401 (k) Calculator

See the benefits of getting a 401 (k) account through your employer


Amortizing Loan Calculator

Enter in a loan amount to see what your monthly payment could be


 Debt Consolidation

Designed to help determine whether debt consolidation is right for you


Estimate Social Security Benefits

Estimate the amount of benefits you (and a spouse) may receive


How Long Will It Take to Pay Off a Credit Card?

Use this calculator to figure out how long it'll take to pay off a credit card


How Long Will My Retirement Savings Last?

Determine how long your retirement savings may last


 Retirement Income Estimator

Estimate what monthly income your retirement savings may provide


 Save for Retirement

Use this calculator to help you meet your retirement goals


Save or Pay Off Debt

Consider using the money you have in savings to pay down your debt


Spend It or Invest in an IRA

Putting away more today will impact when you'll be able to retire


Traditional 401 (k) or Roth 401 (k)?

See what type of 401 (k) can help you meet your retirement goals


Use a Lump Sum to Pay Down Debt

Received a lump-sum payment from an inheritance or tax refund?


  = Popular Calculators | Explore Other Calculators

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investments are offered. Advisory services are only offered by Investment Adviser Representatives. Registered address and phone number: American Savings Investment Services, 300 North Beretania Street Honolulu, HI 96817. (808) 735-1717.

Not FDIC Insured
Not Bank Guaranteed
May Lose Value
Not Insured by any Federal Government Agency
Not a Bank Deposit
 

Click to view Cetera Investment Services Privacy Policy and other Important Information.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.

All Calculators

401 (k) Calculator

See the benefits of getting a 401 (k) account through your employer

Adjustable-Rate Mortgage Analyzer

Understand your ARM terms and estimate your monthly payment

Amortizing Loan Calculator

Enter in a loan amount to see what your monthly payment could be


 Calculate a Mortgage Payment

Use this calculator to estimate what your mortgage payment will be

Calculate Your Net Worth

Compare your assets (things you own) and liabilities (things you owe)

 Compare Two CDs

Find out how much interest you can earn on a Certificate of Deposit (CD)


 Compare Two Mortgage Loans

Compare mortgages and see which one works the best for you

 Debt Consolidation

Designed to help determine whether debt consolidation is right for you

Estimate Social Security Benefits

Estimate the amount of benefits you (and a spouse) may receive


 The Equity in Your Home

Start leveraging the equity in your home

 Home Affordability

Look at the factors that impact your ability to obtain a mortgage

Household Cash Flow Tracker

Match your spending with your income to build a healthy financial future


How Long Will It Take to Pay Off a Credit Card?

Use this calculator to figure out how long it'll take to pay off a credit card

How Long Will My Retirement Savings Last?

Determine how long your retirement savings may last

 How Much Am I Spending?

Organize and reduce your spending in particular categories


The Impact of Saving More

Use this calculator to see what happens when you start saving more

Proceeds from Sale of a Home

Estimate how much money the sale of your home will yield

Rent or Buy?

See if you should rent or buy a home


 Retirement Income Estimator

Estimate what monthly income your retirement savings may provide

Save for a Rainy Day

Determine how big your rainy day savings needs to be an emergency

 Save for College

Estimate how much you'll need to save for college education


 Save for Retirement

Use this calculator to help you meet your retirement goals

Save or Pay Off Debt

Consider using the money you have in savings to pay down your debt

 Save to be a Millionaire

How much do you need to save to be a millionaire?


Save Towards a Goal

Determine how much you need to save to reach a goal you may have

Keep Working or Stay at Home?

Should you return to work after staying at home with children?

Spare Change

Count up the spare change that's in your piggy bank


Spend It or Invest in an IRA

Putting away more today will impact when you'll be able to retire

 Time to Refinance?

Take advantage of low rates and see what could happen if you refinance

Traditional 401 (k) or Roth 401 (k)?

See what type of 401 (k) can help you meet your retirement goals


Use a Lump Sum to Pay Down Debt

Received a lump-sum payment from an inheritance or tax refund?

What Will My Savings Be Worth?

Get an estimate on how much your savings will be worth in the future


  = Popular Calculators | Explore Other Calculators
Links to the interactive calculators and information provided above are made available to you as self-help tools for your independent use and are not intended to provide investment and/or financial advice. We do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding personal finance issues.