Home Mortgage Loans
Achieve your Hawaii homeownership dreams with American Savings Bank, Hawaii’s 5-time Forbes’ Best-In-State Bank. From pre-qualification to closing, our expert mortgage loan officers will help you every step in the mortgage loan process.
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Buy a Home
We're here to help you own your dream home in Hawaii, from pre-qualifying to closing. Find a home buying program that works for you.
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Refinance Your Mortgage
Shorten your loan term, lower mortgage payments or put more cash in your pocket.
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HELOC
Already own a home in Hawaii? Use your home's equity for home improvements, debt consolidation, school tuition and more.
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ASB Number One Lender

American Savings Bank is Hawaii's #1 Local Mortgage Lender*

*2024 State of Hawaii Bureau of Conveyances data, recorded total value of residential, non-wholesale, purchase mortgages.

Meet with a Mortgage Loan Officer
Schedule an appointment with one of our experts and discuss how we can make your dream of homeownership possible.

Make An Appointment

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Save on Closing Costs!
Buying a home is a huge milestone - we're here to help! We are currently offering the following promotions that can help you save thousands.
Hometown Heroes
First Time Home Buyer
Purchase Promo

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Today's Mortgage Rates (04/24/2025)
Below are today’s mortgage rates for our most popular Adjustable Rate Mortgage (ARM) and Fixed Mortgage.
10 Year ARM*
Rate: 6.250%
Points: 0.375
APR: 6.636%
15 Year Fixed*
Rate: 5.500%
Points: 1.875
APR: 5.879%
30 Year Fixed*
Rate: 6.375%
Points: 2.250
APR: 6.651%
* Important information about today’s mortgage rates may be viewed at "View All Mortgage Rates."

Why Choose American Savings Bank?
Financing Options For Your Goals
Whether you're a first time home buyer or a seasoned real estate investor, our mortgage options can make your Hawaii homeownership dreams possible.
Expert Advice
From pre-qualification to closing, our local loan officers are here to help every step of the way.
Personalized Support
Receive personalized resources and support to fit your goals and needs.
Speak to Our Mortgage Loan Officers
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Alan Magno
Island: Oahu  
NMLS: #477326  
Phone: (808) 593-4821  
Let's Meet
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Lisa Carillo
Island: Maui  
NMLS: #685883  
Phone: (808) 872-4991  
Let's Meet
Mark James's Photo
Mark James
Island: Hawaii Island    
NMLS #477462    
Phone: (808) 593-4885    
Let's Meet

ALL MORTGAGE LOAN OFFICERS

ASB Banker
Meet with a Mortgage Loan Officer
Schedule an appointment with one of our experts and discuss how we can make your dream of homeownership possible.
Home Buyer Resources
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Current Mortgage Rates
Compare our fixed, jumbo and adjustable rate mortgage (ARM) loan rates.
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Mortgage Loan Calculators
Easy-to-use mortgage loan calculators to help you calculate your down payment, monthly mortgage payment and more.
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Mortgage Resource Center
Buying a home is one of life's biggest milestones, and we're here to help! Check out our free financial tools, courses and articles.
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ASB Launches “This is HOME” First Time Home Buyer Program to Address Growing Housing Crisis

American Savings Bank (ASB) is proud to introduce “This is HOME,” a new first-of-its-kind affordable financing solution...

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ASB Introduces New Mortgage Options to Expand Affordable Homeownership Access for Native Hawaiians

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3 Tips for Securing Your Dream Home in Hawaii

Are you dreaming of owning a home in Hawaii? We’re here to help. At American Savings Bank (ASB), we’re committed to helping you achieve your homeownership dreams...

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Loan programs and products are subject to loan qualification, credit policy and underwriting standards for the respective program or product. Certain terms, conditions and restrictions may apply. Programs/products subject to change or discontinuation without notice.