ASB Stories

    1. Molokai May 24, 2023
      News Releases

      ASB and Fiserv Award $10,000 to Local Business in Molokai

      American Savings Bank (ASB), in collaboration with Fiserv, Inc., is proud to announce the recipient of a $10,000 grant as part of the Fiserv Back2Busi...

    2. Family May 23, 2023
      News Releases

      ASB Invests More Than $4.3 Million in Hawaii Community Lending

      American Savings Bank (ASB), in collaboration with Hawaii Community Lending (HCL), announced the bank’s $4.3 million investment in homeownership oppor...

    3. 2023 May 22, 2023
      News Releases

      ASB Donates More Than $368,000 to Support Local Nonprofits Addressing Critical Community Needs

      American Savings Bank (ASB) is proud to announce that its 2023 Kahiau Giving Campaign has raised $368,268, which will enable local organizations to co...

    4. Moving May 17, 2023
      Personal

      Moving to Hawaii? 5 Tips for Purchasing a Property in Hawaii

      Hawaii draws new residents from across the country and around the world with its warm beaches, rich and historic culture, and sun-soaked weather. Howe...

    5. Buy May 08, 2023
      Personal

      Enjoy Exclusive Discounts and Support Local Businesses in Hawaii

      At American Savings Bank (ASB), community is at the heart of everything we do. We are committed to building a stronger, healthier Hawaii by supporting...

    6. ASB May 02, 2023
      News Releases

      ASB Hosts Seeds of Service Community Clean-Up

      American Savings Bank (ASB) partnered with more than 20 organizations to bring real impact to the community through its Seeds of Service Community Cle...

    7. Best April 21, 2023
      Personal

      ASB Named Best Place to Work in Hawaii for 2023

      American Savings Bank (ASB) has been named a Hawaii Business Magazine Best Place to Work for 2023, now totaling 14 consecutive years of ASB receivin...

    8. Pros April 13, 2023
      Personal

      What is a Certificate of Deposit and What Are its Pros and Cons?

      Savings accounts aren’t the only option you have when saving for the future. A Certificate of Deposit (CD) can also help you reach your goals. CDs com...

    9. Emi April 13, 2023
      Personal

      Emi Au Named 2023 Women Who Mean Business Honoree

      Emi Au, Senior Vice President, Director of Consumer Banking Strategy and Planning, was recently named a Pacific Business News (PBN) Women Who Mean...

    10. Couple April 10, 2023
      Personal

      Jumbo Loan Options: What to Know About Terms and Rates

      In Honolulu County, as in many neighborhoods throughout the islands, more than half of the single-family homes hover near a million. If your family is...

    11. DHHL April 06, 2023
      News Releases

      ASB Introduces New Mortgage Options to Expand Affordable Homeownership Access for Native Hawaiians

      American Savings Bank (ASB) is now approved by the U.S. Department of Housing and Urban Development (HUD) to provide HUD 184A and FHA 247 loans to the...

    12. 2022 April 04, 2023
      News Releases

      ASB Releases First Environmental, Social and Governance (ESG) Report

      American Savings Bank (ASB) released its first annual Environmental, Social and Governance (ESG) report, which highlights ASB’s ongoing efforts to sup...

    13. Home March 03, 2023
      Personal

      5 Things to Know About Jumbo Loans

      In home loan land, there are two big categories (aside from government loans): conforming loans and portfolio loans. There’s much more on that topic...

    14. Kristen February 15, 2023
      Personal

      3 Mortgage Tips for Homeownership

      At American Savings Bank (ASB), we’re committed to helping you achieve your dream of homeownership in Hawaii, whether you’re a first-time homebuyer or...

    15. Couple February 10, 2023
      Personal

      Paying a Mortgage vs. Paying Rent: What's the Difference?

      You’re sitting at the kitchen table with another cup of coffee in the nighttime glow of your laptop. You’ve got a blank spreadsheet on your desktop, h...

    16. 2022 February 03, 2023
      News Releases

      American Savings Bank Announces 2022 Community Impact Contributions

      American Savings Bank (ASB) announced its charitable contributions for the 2022 calendar year. In total, ASB donated more than $1.4 million to the com...

    17. KeikiCo December 22, 2022
      Community

      ASB Awards $140,000 to Winners of 2022 Bank for Education KeikiCo Business Plan Competition

      American Savings Bank (ASB) announced the winners of its 2022 Bank for Education KeikiCo Business Plan Competition. Nearly 400 students grades 3 to 12...

    18. Hilo November 21, 2022
      Community

      American Savings Bank Celebrates Newly Renovated Hilo Branch

      American Savings Bank (ASB) celebrated the completion of its Hilo branch renovation project at a private blessing ceremony on Monday, Nov. 21. The con...

    19. ASB November 20, 2022
      News Releases

      ASB Distributes Thanksgiving Pies to 1,100 Teammates Across the State at “Pumpkin Pie Drive By”

      American Savings Bank (ASB) hosted a statewide Thanksgiving drive-thru for its 1,100 teammates across the state on Sunday, Nov. 20, as part of its ann...

    20. A November 17, 2022
      Personal

      How to Start Saving Money for a House

      When you spend your leisure time flipping through Zillow® and scrolling around decor inspo on Instagram, it can seem like actually saving up enough mo...

    21. Discussing November 08, 2022
      Personal

      What Are Mortgage Points?

      Mortgage points are one of the most often-referenced (and most confusing) parts of the mortgage conversation. Mark James, vice president and execut...

    22. Student November 01, 2022
      Personal

      Tips on Taking Out Private Loans for College

      Resources and content provided by College Ave Student Loans If you’re planning on going to college, you might need to take out private student loan...

    23. Students November 01, 2022
      Personal

      Student Loan Credit Pre-Qualification

      Resources and content provided by College Ave Student Loans “Will I be approved? What rates can I expect?” These thoughts have probably run through...

    24. Mother October 31, 2022
      Personal

      What is a Private Student Loan Cosigner? And Why Do I Need One?

      Resources and content provided by College Ave Student Loans When it comes to the total cost of college, a private student loan can help fill i...

    25. Customer October 27, 2022
      Personal

      Banking is Easy and Convenient with ASB’s ATMs

      At American Savings Bank (ASB), we’re always looking for ways to make banking easy and convenient for customers. Valerie Wada, branch manager at the K...

    26. ASB October 25, 2022
      Personal

      ASB Teammates Volunteer Across the State on National Make a Difference Day

      American Savings Bank (ASB) teammates on four islands came together on Saturday, Oct. 22, which is National Make a Difference Day, to bring real impac...

    27. Stay October 03, 2022
      Personal

      Stay Alert with #BanksNeverAskThat Tips and Tools

      At American Savings Bank (ASB), we’re committed to making banking easy and safe for our customers. With October being National Cybersecurity Awareness...

    28. Hawaii September 22, 2022
      News Releases

      ASB Donates $129,000 of Unused Hawaiʻi Restaurant Card Business Holiday Card Funds to Three Local Nonprofits

      American Savings Bank (ASB) announced it is donating $129,000 in unused funds from the Hawaiʻi Restaurant Card (HRC) Business Holiday Card program. Th...

    29. Honolulu September 07, 2022
      News Releases

      ASB Supports Honolulu Little League World Series Champions with $12,000 Donation and a Two-Day Celebration

      American Savings Bank (ASB) proudly supported the Honolulu Little League World Series (HLLWS) team in their quest to become this year’s Little Leagu...

    30. Saving July 29, 2022
      Personal

      5 Ways to Protect Your Money During Inflation

      You may not be able to control rising gas prices or the volatility of the stock market, but now is the perfect time to take control of your finances s...

    31. American July 12, 2022
      Personal

      How to Buy a Home Despite High Interest Rates

      Don’t let rising interest rates and an uncertain market environment deter you from making your homeownership dreams a reality. Michelle Luxton, vice p...

    32. Parents July 06, 2022
      Personal

      What Is a Parent Loan?

      Resources and content provided by College Ave Student Loans A parent loan is money a student’s parent or guardian borrows to help pay for...

    33. College June 29, 2022
      Personal

      Student Loan Interest Rate vs. APR: What's the Difference?

      Resources and content provided by College Ave Student Loans A student loan interest rate and a student loan annual percentage rate (APR) are simila...

    34. Mom June 29, 2022
      Personal

      Prepare for Rising Mortgage Rates: Tips for Home Owners, Home Buyers and Investors

      Market volatility and rising mortgage interest rates can cause uncertainty for home owners and those looking to buy, but with the right tools, resourc...

    35. Couple June 28, 2022
      Personal

      How to Find the Right Mortgage For You

      With so many financing options available, shopping for a mortgage in today’s competitive real estate market requires experience and expertise. Tha...

    36. College June 27, 2022
      Personal

      Student Loans 101: How Do Student Loans Work?

      Resources and content provided by College Ave Student Loans If you’re thinking about taking out a student loan to help pay for colleg...

    37. 2022 June 15, 2022
      News Releases

      American Savings Bank Donates More Than $360,000 to Help Nonprofits and Community Recover From Pandemic

      American Savings Bank's (ASB) 2022 Kahiau Giving Campaign raised $362,043, which will allow local community organizations to continue providing critic...

    38. data-entity-type="" June 07, 2022
      Business

      Quick Tip Tuesday: Expand Your Business by Offering More Ways to Pay

      Digital technology has given customers a lot more flexibility in how they can pay and has also made the process significantly less complicated for bus...

    39. NASA May 31, 2022
      Community

      NASA Astronaut Visits Hawaii Schools and Teaches Students to Dream Big

      NASA Astronaut Dr. Michael Barratt visited three of American Savings Bank’s (ASB) Bank for Education Ohana Schools to talk to students grades K-5 abou...

    40. Cetera May 03, 2022
      News Releases

      American Savings Investment Services Wealth Advisors Named 2022 Cetera Circle of Excellence Honorees

      Three American Savings Investment Services wealth advisors, Angela Chow, Kanani Miyahira and Natalia Peters, were recently named 2022 Cetera Circle of...

    41. American February 18, 2022
      News Releases

      American Savings Bank Announces 2021 Community Impact Contributions

      American Savings Bank (ASB) announced its charitable contributions for the 2021 calendar year. In total, more than $1.5 million was donated to the com...

    42. Home December 02, 2021
      Personal

      Home Equity in Hawaii: How and When to Use It

      With home values in Hawaii on the rise, your home's equity could be worth more than you thought. Equity in your home is the amount of the property tha...

    43. What November 29, 2021
      Business

      What a Business Credit Card Can Do for You

      As a business owner, managing your cash flow is probably one of your biggest priorities. Many business owners find that they need extra cash to cove...

    44. CREDIT November 15, 2021
      Personal

      Credit Cards vs. Debit Cards - What's the Difference?

      Credit and debit cards often look nearly identical at first glance. When someone pulls a card out in the checkout line, you may not know if they’re us...

    45. Choosing November 09, 2021
      Personal

      Choosing the Right Credit Card for You

      Are you in the market for a new credit card? With all the options available, it’s hard to know which one is right for you. At American Savings Bank, w...

    46. #ASBPride: October 25, 2021
      Community

      #ASBPride: Ryan's Story - The Power of Our Voices

      Honolulu Pride Month is coming to an end but our support for teammates and customers with diverse backgrounds and sexual orientations continues year-r...

    47. ASBPride: October 18, 2021
      Community

      #ASBPride: Manaola’s Story – The Search for Happiness

      At American Savings Bank, we embrace and support customers and teammates from all backgrounds and sexual orientations. This diversity provides us with...

    48. #ASBPride: October 14, 2021
      Community

      #ASBPride: Elisia’s Story – Returning Home with Pride

      American Savings Bank is committed to creating a diverse, respectful and inclusive company for our teammates and customers. We want people from all wa...

    49. Be October 13, 2021
      Personal

      Be Aware of Ransomware

      Ransomware is a form of malware designed to hold a victim’s files and device hostage until they’ve paid the demanded ransom. We’re here to help you le...

    50. Step October 08, 2021
      Personal

      Step Up Your Game with These Cybersecurity Tips

      With October being National Cybersecurity Awareness Month, Levi Carias, Director of Information Security, joins HI Now Daily to share tips and onlin...

    51. #ASBPride: October 01, 2021
      Community

      #ASBPride: John's Story - Embracing Your Pride

      At American Savings Bank, individuals from all backgrounds, interests and sexual orientations are celebrated and supported. It’s important that we cre...

    52. Free September 09, 2021
      Community

      Free Vaccination Clinics at Aala Park on Sept. 12 and Oct. 3

      ASB is committed to doing our part to stop the spread of COVID-19 in the community. We are partnering with Hawaii Pacific Health to host two FREE COVI...

    53. Getting August 30, 2021
      Personal

      Getting Started with Clean Energy Financing

      More and more homeowners in Hawaii are choosing to go green when powering their homes. Installing solar or other clean energy systems to power your ho...

    54. Boost August 26, 2021
      Personal

      Boost Your Financial Health – Take Our Enhanced Financial Checkup!

      Living in paradise isn’t cheap. On top of everyday expenses such as buying groceries and filling up gas, it may seem impossible to save enough money t...

    55. Do August 23, 2021
      Personal

      Do You Have Enough Home Equity in Your Home to Refinance?

      Do you want to refinance your mortgage? Whether you want to lower your interest rate or get rid of mortgage insurance, you’ll likely need to have equi...

    56. Banking August 16, 2021
      Personal

      Banking Basics for Teens

      PICTURE THIS: You’re about to start a summer job and your boss asks you for your bank information so you can deposit your paycheck right into your ban...

    57. American August 09, 2021
      News Releases

      American Savings Bank Opens Kapaa Digital Center

      American Savings Bank held a blessing ceremony today at its Kapaa Digital Center, located at 4-831 Kuhio Highway, Suite 150. This is the fourth and fi...

    58. Make August 04, 2021
      Personal

      Make Banking Easy With ASB Mobile Banking

      We’re on a mission to make banking easy for customers anytime, anywhere. Ari Haiola, Consumer Product Strategy Analyst, recently joined HI Now Daily t...

    59. Buying August 02, 2021
      Personal

      Buying a Condo in Hawaii: What to Think About When Purchasing Your Vacation Home

      Sparkling blue water, soft sand beaches, and exciting local culture make Hawaii a go-to destination for vacationers from around the world. Maybe you’v...

    60. Detect July 28, 2021
      Personal

      Detect and Deflect Identity Theft

      Identity thieves are continuously finding new ways to steal your information, but we can help you remain one step ahead and avoid their tricks. Identi...

    61. How July 26, 2021
      Personal

      How to Calculate the Equity in Your Hawaii Home

      Your home’s equity is the difference between what you owe on your mortgage and what your home is currently worth. In Hawaii, many homeowners decide to...

    62. Budgeting July 22, 2021
      Personal

      Budgeting Tools to Help You Get Started

      Do you want to have more control over your finances? Are you looking for a way to make reaching financial goals easier? There’s no magic wand when i...

    63. Meet July 16, 2021
      Community

      Meet Our Newest Lo‘i Gallery Artists

      American Savings Bank’s Lo‘i Gallery is proud to introduce three new talented artists, each offering a unique perspective of and homage to the peopl...

    64. Breaking June 22, 2021
      Personal

      Breaking Down Different Types of Bank Accounts

      Opening a bank account is one of the most important decisions you can make, so it's important to have all the facts. Lance Masuda, Director of Custome...

    65. Online June 10, 2021
      Personal

      Online Banking vs. Traditional Banking: What's the difference?

      The rise of technology in recent years has also led to new ways to bank — online via web browsers and smartphone applications. Online banking has beco...

    66. ASB June 01, 2021
      Community

      ASB Is Proud to Celebrate National LGBTQ Pride Month

      Happy National LGBTQ Pride Month! We’re proud to support the LGBTQ community all year long – including during National LGBTQ Pride Month every June an...

    67. Comparing May 27, 2021
      Personal

      Comparing Mortgage Rates in Hawaii

      Shopping for a home in Hawaii? Comparing mortgage rates is an important step in the home buying process. A lower interest rate could potentially sav...

    68. Do May 24, 2021
      Personal

      Does Opening a Checking Account or Savings Account Affect Your Credit Score?

      In short, checking and savings accounts (e.g., deposit accounts) do not affect your credit score. But, that doesn’t mean you should neglect you...

    69. Checking May 19, 2021
      Personal

      Checking vs. Savings Accounts: Differences Explained

      Both checking and savings accounts come with features that can benefit your financial health. Unsure what the difference between checking and saving...

    70. The May 17, 2021
      Business

      The Ins & Outs of Business Loans

      Are you a business owner? A business loan can help you to cover unexpected expenses, explore a new market or grow your company. No matter what your dr...

    71. How May 14, 2021
      Business

      How to Save for Your Business

      Owning your own business is exciting, but navigating the financial pieces can be challenging. Separating your business and personal expenses can hel...

    72. Managing May 10, 2021
      Personal

      Managing Debt in College and Beyond

      The cost of higher education continues to be on the rise, with student loan debt becoming increasingly common among younger generations. Learning ho...

    73. Are May 07, 2021
      Business

      Are You a Business Owner? Why You Need a Business Checking Account

      Are you starting up a new business? We’re here to help! One of the ways we help businesses manage their finances is by offering different types of bus...

    74. American May 06, 2021
      News Releases

      American Savings Bank President and CEO Rich Wacker Announces His Departure; Executive Vice President of Operations Ann Teranishi Named as Wacker’s Successor

      American Savings Bank (ASB) announced today that President and Chief Executive Officer Rich Wacker will leave the company to pursue other interests. T...

    75. Tips May 06, 2021
      Personal

      Tips to Manage Your Credit

      Understanding your credit score and figuring out how to improve your credit may sometimes feel daunting, but it’s something that’s necessary, as it ca...

    76. Benefits May 03, 2021
      Business

      Benefits of a Business Banker

      Running a small business often means wearing many hats: you might be the founder, head of marketing, human resources manager and IT department of your...

    77. Get April 28, 2021
      Personal

      Get to Know Personal Loans

      Do you have a major purchase coming up, need to pay off debt or have an unexpected expense? A personal loan could help you to cover these costs by spr...

    78. Armor April 26, 2021
      Personal

      Armor Up Against Identity Fraud

      Fraudsters these days are more conniving and persuasive than ever before. But, you can keep your identity and your finances secure all year round by s...

    79. Investing April 23, 2021
      Personal

      Investing in Your Financial Future

      Investment planning is often one of the most stressful parts of planning for your financial future. You might be worried about potential market volati...

    80. Personal April 14, 2021
      Personal

      Personal Loans vs. Personal Line of Credit (PLOC): What's the Difference?

      Have you ever needed extra cash? Most of us have at some point, whether planning a family vacation or having your car breakdown suddenly. Being able t...

    81. Understanding April 12, 2021
      Personal

      Understanding Interest Rates

      You might have heard about interest rates but do you really know what they are and how they can help your finances? You might know that interest is th...

    82. Using April 09, 2021
      Personal

      Using a Mortgage Calculator

      Are you thinking of buying a home in Hawaii? Whether you’re a first time home buyer or are seeking to downsize in retirement, estimating your mortgage...

    83. What's April 06, 2021
      Personal

      What's the Difference Between a Home Equity Line of Credit (HELOC) and Refinancing?

      Living in Hawaii isn’t cheap, which makes purchasing a home in Hawaii a huge financial milestone for many. In addition to making your most valuable me...

    84. Celebrate April 01, 2021
      Personal

      Celebrate Financial Literacy Month with These Useful Tips

      April marks National Financial Literacy Month – a time when financial institutions like American Savings Bank help you to learn more about how you can...

    85. ASB March 30, 2021
      Community

      ASB Stands with Asian American and Pacific Islanders

      We are deeply troubled and saddened by the rise in verbal harassment, senseless mistreatment and violent hate crimes targeted at Asian Americans and P...

    86. 12 March 29, 2021
      News Releases

      12 Years as a Best Places to Work in Hawaii!

      American Savings Bank has been named a Hawaii Business Magazine Best Places to Work for the 12th year in a row. This statewide recognition is based on...

    87. 10 March 26, 2021
      Other

      10 FAQS About Our Current Economy

      The COVID-19 pandemic has made many unforeseen impacts on the United States economy, from nationwide unemployment to the affects it has had on trave...

    88. ASB March 18, 2021
      News Releases

      ASB Earns Great Place to Work® Certification

      This month, American Savings Bank was officially certified a Great Place to Work®, a designation awarded to the top companies around the world...

    89. Meet March 17, 2021
      Community

      Meet Our Newest Lo‘i Gallery Artists

      After a brief hiatus, ASB’s Lo‘i Gallery is back with three talented local artists, each representing a unique medium inspired by the people and natur...

    90. Budgeting March 10, 2021
      Other

      Are you working from home? Here's how to save money while doing so

      The COVID-19 pandemic has led many workplaces around the world to transition employees to remote work. While working from home can be an exciting chan...

    91. Up March 02, 2021
      Personal

      Achieve Your Dreams with ASB Financial Education

      We’re committed to helping our customers and the community improve their financial wellness with the launch of the ASB Financial Education program – a...

    92. Saving February 24, 2021
      Personal

      Saving at Any Age

      Saving is an important step toward overall financial health. From a child’s first account to retirement planning, good savings habits can help you t...

    93. Why February 17, 2021
      Personal

      Why you should get life insurance early

      Life insurance isn’t something young adults consider an immediate need. You might understand the benefit of having a life insurance policy when you’re...

    94. The February 05, 2021
      Other

      The 411 on the Earned Income Tax Credit (EITC)

      Note: This post shares information relevant to tax filers. Consult your tax advisor for information regarding your individual situation. Have y...

    95. On-the-Go February 02, 2021
      Personal

      On-the-Go Banking Tips

      The latest advances in banking technology have made everyday tasks like shopping, running errands and sharing a meal with friends and family safer and...

    96. Our January 26, 2021
      Community

      Our Community Impact in 2020

      2020 was a challenging year for many, with the drastic impacts the COVID-19 pandemic had on the economy and our local community. Many individuals an...

    97. Man January 25, 2021
      Personal

      How to Stay Safe and Secure Online This Year

      From working from home to distance learning, many of us are online more than ever before due to the global pandemic. With more time online comes mor...

    98. Making January 12, 2021
      Personal

      Making Home Loans Easy – Our New Online Mortgage Application

      From shopping to schoolwork, much of what we normally do in person has gone digital due to the pandemic. Now, with the latest technology from Americ...

    99. How January 11, 2021
      Personal

      How to Deal with the Financial Impacts of a Job Loss or Pay Cut

      Unemployment is at an all-time high due to economic impacts of the COVID-19 pandemic. In August 2020, Hawaii had the country’s highest “insured unempl...