ASB Financial Resources: Saving for retirement
While it is never too early to start, saving for retirement earlier is better than later. We have free financial tools, courses and articles available to help you achieve your financial dreams.
1
Contribute to Your 401 (k) or Equivalent
Contributing a small percent of your paycheck can really add up over the long run. Be sure to take advantage of your company's matching amount, if they offer it.
2
Pay Yourself First
In addition to contributing to your company’s retirement plan, consider paying yourself first at payday by automatically transferring money into savings or investment accounts.
3
Meet with a Financial Advisor
Sometimes having a coach can make a big difference. Consider meeting with a financial or investment advisor to come up with a game plan.
Take Checkup
ASB Online Account Opening
Savings accounts and certificates of deposit (CD) are great ways to start saving for retirement. Get started today by opening an account online.
Find a Financial Advisor†
Located throughout the state, our experienced and knowledgeable financial advisors are here to help you plan today and into the future.
Individual Retirement Accounts (IRA)†
Start saving for retirement with tax-deferred earnings on your contributions or tax-free earnings on your after-tax dollars1.
Online Account Activation†
We offer the convenience of viewing your brokerage account documents online, including fund prospectuses, annual reports and more! Register today.
Investing in Your Financial Future
Investment planning is often one of the most stressful parts of planning for your financial future. You might be worried about potential market volati...
Achieve Your Dreams with ASB Financial Education
We’re committed to helping our customers and the community improve their financial wellness with the launch of the ASB Financial Education program – a...
Saving at Any Age
Saving is an important step toward overall financial health. From a child’s first account to retirement planning, good savings habits can help you t...
- The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change.
† Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investments are offered. Advisory services are only offered by Investment Adviser Representatives. Registered address and phone number: American Savings Investment Services, 300 North Beretania Street Honolulu, HI 96817. (808) 735-1717.
Click to view Cetera Investment Services Privacy Policy and other Important Information.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
