Use direct deposit to deposit your funds automatically, without having to visit a branch. You may set up direct deposit by providing your employer with the American Savings Bank routing number: 321370765 and your checking or savings account number, payroll ID number (in most cases, your Social Security Number), and our mailing address:

American Savings Bank
P.O. Box 2300
Honolulu, HI 96804-2300

You may also use our Switch Kit form. For checking accounts it's best to provide a voided check.

We recommend using our checking account chooser tool or visiting us at a branch to learn more about the benefits and differences in our family of checking accounts.

The Kalo Essentials^SM Checking account does not require a minimum balance. However, in order to avoid monthly service fees, Kalo Plus^SM Checking and Kalo Deluxe^SM Checking do require a minimum balance. For information on balance requirements and more, visit Compare All Checking Accounts.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

Use direct deposit to deposit your funds automatically, without having to visit a branch. You may set up direct deposit by providing your employer with the American Savings Bank routing number: 321370765 and your checking or savings account number, payroll ID number (in most cases, your Social Security Number), and our mailing address:

American Savings Bank
P.O. Box 2300
Honolulu, HI 96804-2300

You may also use our Switch Kit form. For checking accounts it's best to provide a voided check.

We recommend using our Checking Account Chooser Tool or visiting us at a branch to learn more about the benefits and differences in our family of checking accounts.

The Kalo Essentials^SM Checking account does not require a minimum balance. However, in order to avoid monthly service fees, Kalo Plus^SM Checking and Kalo Deluxe^SM Checking do require a minimum balance. For information on balance requirements and more, visit Compare All Checking Accounts.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

Use direct deposit to deposit your funds automatically, without having to visit a branch. You may set up direct deposit by providing your employer with the American Savings Bank routing number: 321370765 and your checking or savings account number, payroll ID number (in most cases, your Social Security Number), and our mailing address:

American Savings Bank
P.O. Box 2300
Honolulu, HI 96804-2300

You may also use our Switch Kit form. For checking accounts it's best to provide a voided check.

We recommend using our Checking Account Chooser Tool or visiting us at a branch to learn more about the benefits and differences in our family of checking accounts.

The Kalo Essentials^SM Checking account does not require a minimum balance. However, in order to avoid monthly service fees, Kalo Plus^SM Checking and Kalo Deluxe^SM Checking do require a minimum balance. For information on balance requirements and more, visit Compare All Checking Accounts.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

A certificate of deposit (CD) offers a higher interest rate than the interest rate associated with a personal tiered savings account; however, accessing your funds before the CD's maturity date will result in an early withdrawal penalty. With a savings account, you may access your funds without penalty.

Your CD account will automatically renew at maturity, but you will have a grace period after the maturity date to withdraw your funds without being charged an early withdrawal penalty. The renewed account will be for the same term as the original term, at the interest rate and APY in effect on your maturity date.

If you withdraw any principal before the maturity date, a penalty may be imposed. The penalty amount, or any portion thereof, will be deducted from the amount withdrawn. Also, the penalty will not be imposed if the withdrawal is due to the death or legal incompetence of any depositor listed in the account name.

Interest that you earn on your CD is usually treated as income and reported as part of your income tax returns. We will provide you a 1099-INT statement at the beginning of the following year. But everyone's situation could be different, so consult a tax expert.

A CD offers a higher interest rate than the interest rate associated with a business or personal tiered savings account; however, accessing your funds before the CD's maturity date will result in an early withdrawal penalty. With a savings account, you may access your funds without penalty.

Your account will automatically renew at maturity, but you will have a grace period after the maturity date to withdraw your funds without being charged an early withdrawal penalty. The renewed account will be for the same term as the original term, at the interest rate and APY in effect on your maturity date.

If you withdraw any principal before the maturity date, a penalty may be imposed. The penalty amount, or any portion thereof, will be deducted from the amount withdrawn. Also, the penalty will not be imposed if the withdrawal is due to the death or legal incompetence of any depositor listed in the account name.

Interest that you earn on your CD is usually treated as income and reported as part of your income tax returns. We will provide for you a 1099-INT statement at the beginning of the following year. But everyone's situation could be different, so consult a tax expert.

Both a Biz Money Market^SM account and Biz Tiered Savings account pay higher interest for higher balances. The Money Market account provides the ability to write checks. Compare All Business Savings Accounts.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

You may set up recurring transfers using the Automatic Payments and Transfers form. You may also make online transfers using Online Banking for Business or deposit funds to your savings account at any full service ATM/branch.

We offer options for domestic and foreign wire transfers. Visit a branch or call the Customer Banking Center at (808) 627-6900 or our toll-free number at (800) 272-2566 for assistance. Download Wire Transfer Request form.

Both a Biz Money Market^SM account and Biz Tiered Savings account pay higher interest for higher balances. The Money Market account provides the ability to write checks. Compare All Business Savings Accounts.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

You may set up recurring transfers using the Automatic Payments and Transfers form. You may also make online transfers using Online Banking for Business or deposit funds to your savings account at any full service ATM/branch.

We offer options for domestic and foreign wire transfers. Visit a branch or call the Customer Banking Center at (808) 627-6900 or our toll-free number at (800) 272-2566 for assistance. Download Wire Transfer Request form.

Yes, each business checking account requires a minimum opening deposit. Visit our business checking account comparison page to learn more.

Yes, you are provided with a Visa^® Business Debit Card with your checking account.

A checking account is considered dormant at 12 months of inactivity and a savings account is considered dormant at 36 months of inactivity. While your account is dormant, you will not be able to access the ATM or use your debit card at point-of-sale (POS) terminals.

You may view your balance in your monthly statement or may access your accounts anytime using Online Banking for Business.  Log in or enroll in Online Banking >.

You may view your balance in your monthly statement or may access your accounts anytime using Online Banking for Business.  Log in or enroll in Online Banking >.