Subject to applicable laws, we may add or change products, features, terms and conditions from time to time. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days. An internet-enabled device is required to access Online Banking; enrollment required. Downloading the ASB Hawaii Mobile App is required for Mobile Check Deposit. Standard messaging and data usage fees apply; contact your mobile carrier for details. If you use an ATM within the U.S. that is not owned or operated by ASB, we will refund ATM withdrawal fees charged by either ASB or the other bank or ATM operator as shown in the chart above. See Personal Deposit Account Terms and Conditions for more information.
Direct deposit means electronic government or payroll deposits made to the account during the statement period. Minimum direct deposit requirements for Kalo EssentialsSM - $1,000, Kalo PlusSM - $2,500 or Kalo DeluxeSM - $5,000. Additional options available for monthly service fee waiver. Otherwise, the monthly service fee is $5, $15 or $25 per statement period, respectively.
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