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KALO ESSENTIALSSM
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KALO PLUSSM
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KALO DELUXESM
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Minimum Opening Deposit | $20 | $20 | $20 | |
Interest Bearing | No | No | Yes (tiered interest) | |
Monthly Service Fee2
†Deposit balances include checking, savings, money market, CD and IRA balances.
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None | $15 per month
Otherwise, waived if $7,000 in combined personal monthly average deposits† and/or outstanding loan†† balances OR $2,500 in direct deposits per statement period3 |
$25 per month
Otherwise, waived if $30,000 in combined personal monthly average deposits† and/or outstanding loan†† balances OR $5,000 in direct deposits per statement period3 |
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ONLINE BANKING4 |
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Monthly Fee
Optional services you select may incur fees. |
None | None | None | |
Bill Pay Service Fee | None | None | None | |
Mobile Check Deposit | Yes | Yes | Yes | |
COMPLIMENTARY SERVICES |
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ATM Fee Rebate5 | None | Up to $8 per monthly statement period | Up to $12 per monthly statement period | |
Kalo Design Checks | Kalo Design Starter Checks | Yes | Yes | |
Visa® Debit Card | Gold | Platinum | Platinum | |
Statement Savings Account Monthly Service Fee | Fee Charged6 | Fee Waived | Fee Waived | |
Paper Statement Fee | $5 per month | Fee Waived | Fee Waived | |
Paper Image Statement Fee | Fee Charged6 | Fee Waived | Fee Waived | |
Incoming Wire Transfer Fee | Fee Charged6 | Fee Waived | Fee Waived | |
Cashier's Check Fees | Fee Charged6 | Fee Charged6 | Fee Waived | |
Notary Fee7 | Fee Charged6 | Fee Charged6 | Fee Waived | |
OVERDRAFT SOLUTIONS |
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Savings Overdraft Transfer Fee8 | $10 assessed per day when a transfer is made | $5 assessed per day when a transfer is made | Fee Waived | |
Annual Fee on Preferred CreditLineSM Overdraft Protection9 | Fee Charged6 | Fee Waived | Fee Waived | |
PREFERRED RATES AND LOAN DISCOUNTS |
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Certificate of Deposit (CDs)
Terms of 30 days or more. |
Preferred Rates Not Available | Preferred Rates Not Available | Higher Interest Rates | |
New Preferred CreditLine Overdraft Protection9, 10 | Preferred Rates Not Available | Interest Rate Discount | Interest Rate Discount | |
Residential Mortgage9
New purchase or Refinance. |
Loan Discount Not Available | Loan Discount Not Available | $150 off Lender Fees | |
Benefits | Fee Waiver Not Available | Fee Waiver Not Available | Certain Fees Waived |
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