The Moneyhune Savings account is especially designed for keiki under the age of 18. It can be converted to a Statement Savings account when the individual turns 18 years old. We also have investment and savings accounts used for education. Speak to a Financial Advisor for more information.
Education Planning†
It's never too early to start saving for your child's education - let us help you get started
Start Planning Today
Tax-deferred and tax-free withdrawals on some accounts for qualified educational purposes
Beneficiaries may be changed without penalty
Contributions may be made by any family member (including grandparents, aunties, uncles and more)
Getting Started
In preparing to meet with one of our Financial Advisors, please have the following information:
Information on your current financial situation
Your risk preference
Your desire for asset allocation and diversification
Plan today for a smarter tomorrow
Coverdell Education
Savings Account (CESA)
Contributions are not tax-deductible, but all earnings and withdrawals are tax-exempt and free of penalties as long as the withdrawals are made for qualified education expenses
Section 529
College Savings Plan
Contributions are tied to the gifting exclusion limit of $15,000. You could also make up to 5 years worth of contributions (or $70,000) in one year
Custodial Account
(UTMA or UGMA)
Up to certain limits, these accounts are taxed at the child's rate. Withdrawals may be made for any expenses that benefit the child – not just education expenses
Let's Talk
Kanani Miyahira
Island: Oahu
Phone: (808) 541-8586
Start Planning
Jeffrey Bonk
Islands: Maui
Phone: (808) 952-7019
Start Planning
Riki-Ann Chow
Island: Oahu
Phone: (808) 527-4350
Start Planning
Common Questions:
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† Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investments are offered. Advisory services are only offered by Investment Adviser Representatives. Registered address and phone number: American Savings Investment Services, 300 North Beretania Street Honolulu, HI 96817. (808) 735-1717.
Not FDIC Insured
Not Bank Guaranteed
May Lose Value
Not Insured by any Federal Government Agency
Not a Bank Deposit
American Savings Investment Services is a marketing name of Cetera Investment Services LLC. Click to view Cetera Investment Services Privacy Policy and other Important Information and Form CRS..
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer’s official statement and should be read carefully before investing. Investors should also consider whether the investor’s or beneficiary’s home state offers any state tax or other benefits available only from that state’s 529 Plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investing in any state’s 529 Plan.
Asset allocation, which is driven by complex mathematical models, cannot eliminate the risk of fluctuating prices and uncertain returns.
A diversified portfolio does not assure a profit or protect against loss in a declining market.
