Lines of Credit

Finance your next milestone

Personal Line of Credit (PLOC)


Flexible line of credit with quick and easy access to funds.

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Home Equity Line of Credit (HELOC)


Leverage the value in your home (fixed rates are also available).

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Preferred CreditlineSM Overdraft Protection


Get a line of credit that’s linked to your ASB checking account.

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Financial Hardship Assistance

We are offering solutions to help customers who are facing financial hardship due to COVID-19.
 

Competitive Rates

Low promotional rates for loans and lines of credit. Set up auto-pay from an ASB checking account to receive a rate discount.
 

Find the Best Option for You

Not sure where to start? Answer a few questions on our Loan or Line Chooser tool and see what's right for you.
 

Calculators

Use our helpful calculators to help you reach your goals while keeping your mind at ease.

Common Questions:

How to Deal With the Financial Impacts of a Job Loss or Pay Cut Thumbnail

How to Deal With the Financial Impacts of a Job Loss or Pay Cut

Unemployment is at an all-time high due to economic impacts of the COVID-19 pandemic. In August 2020, Hawaii had the country’s highest “insured...

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Your Money During Turbulent Times Thumbnail

Your Money During Turbulent Times
 

As economic concerns over COVID-19 continue to grow, you might find yourself wondering if a bank account is the best place to keep your cash. When...

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Navigating Financial Hardship During COVID-19

Navigating Financial Hardship During COVID-19

Has the COVID-19 pandemic affected your personal or business finances? Are you worried about paying your bills? Have you wondered if you’re eligible...

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* For owner-occupant EEXs up to $250,000 (excluding properties listed for sale within the prior six months), ASB will pay or waive fees and costs for flood certification (up to $9), bank’s title insurance (up to $125), credit report (up to $2.50 per borrower), trust review, condo review, mortgage recording, recording fee for the release of third-party mortgage, and valuation through an automated valuation model and property condition report (up to $185) of ASB’s choice; however, at their own cost, customers may request an appraisal at an estimated cost between $500 and $1,500. For owner-occupant EEXs up to $250,000 (excluding properties listed for sale within the prior six months), receive a credit of up to $500 at loan closing to offset a third-party lender’s early closing fee when you make an initial advance on your new EEX to pay off your existing home equity line balance of at least $10,000 with that third-party lender. This early closing fee must be assessed and identified by the third-party lender through its payoff procedure in order to receive the credit at loan closing. If you do not have an ASB checking account, a Kalo Checking account must be opened. Please see the Personal Deposit Account Terms and Conditions for other terms, conditions and fees for Kalo Checking accounts.