Lines of Credit

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Financial Hardship Assistance

We are offering solutions to help customers who are facing financial hardship due to COVID-19.
 

Competitive Rates

Low promotional rates for loans and lines of credit. Set up auto-pay from an ASB personal checking account to receive a rate discount.
 

Find the Best Option for You

Not sure where to start? Answer a few questions on our Loan or Line Chooser tool and see what's right for you.
 

Calculators

Use our helpful calculators to help you reach your goals while keeping your mind at ease.

Common Questions:

What's the Difference Between a Home Equity Line of Credit (HELOC) and Refinancing? Thumbnail

What's the Difference Between a Home Equity Line of Credit (HELOC) and Refinancing?

Buying a home in Hawaii is a big milestone. But, what happens after you make the purchase and take out a mortgage? You can use the equity...

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Personal Loans vs. Personal Line of Credit (PLOC): What's the Difference? Thumbnail

Personal Loans vs. Personal Line of Credit (PLOC): What's the Difference?

Have you ever needed extra cash? Most of us have at some point, whether planning a family vacation or having your car breakdown suddenly. Being able t...

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Understanding Interest Rates thumbnail

Understanding Interest Rates

You might have heard about interest rates but do you really know what they are and how they can help your finances? You might know that interest is th...

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* For owner-occupant EEXs up to $250,000 (excluding properties listed for sale within the prior six months), ASB will pay or waive fees and costs for flood certification (up to $9), bank’s title insurance (up to $125), credit report (up to $2.50 per borrower), trust review, condo review, mortgage recording, recording fee for the release of third-party mortgage, and valuation through an automated valuation model and property condition report (up to $185) of ASB’s choice; however, at their own cost, customers may request an appraisal at an estimated cost between $500 and $1,500. For owner-occupant EEXs up to $250,000 (excluding properties listed for sale within the prior six months), receive a credit of up to $500 at loan signing to offset a third-party lender’s early closing fee when you make an initial advance on your new EEX to pay off your existing home equity line balance of at least $10,000 with that third-party lender. This early closing fee must be assessed and identified by the third-party lender through its payoff procedure in order to receive the credit at loan signing. If you do not have an ASB personal checking account, a Kalo Checking account must be opened. Please see the Personal Deposit Account Terms and Conditions for other terms, conditions and fees for Kalo Checking accounts.