A Bank IRA is when you put your funds into a savings or CD account. A Brokerage IRA is when you put your funds into an investment such as mutual funds, stocks, and bonds. To learn more, contact a Financial Advisor to find out what products may fit your needs.
Simplified Employee Pension (SEP) IRA†
Earnings grow tax-free until withdrawal at retirement (ideal for businesses with less than 10 employees)
Product Features & Benefits
Tax-deferred earnings on accumulated interest
Contributions are tax deductible for employer
Easy to set up and administer
No extra reporting to IRS is necessary
Once you've set up a SEP plan for your business, you can open SEP IRAs for all eligible employees, including yourself
Let's Talk
Kanani Miyahira
Island: Oahu
Phone: (808) 541-8586
Start Planning
Jeffrey Bonk
Islands: Maui
Phone: (808) 952-7019
Start Planning
Riki-Ann Chow
Island: Oahu
Phone: (808) 527-4350
Start Planning
Common Questions:
† Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investments are offered. Advisory services are only offered by Investment Adviser Representatives. Registered address and phone number: American Savings Investment Services, 300 North Beretania Street Honolulu, HI 96817. (808) 735-1717.
Not FDIC Insured
Not Bank Guaranteed
May Lose Value
Not Insured by any Federal Government Agency
Not a Bank Deposit
American Savings Investment Services is a marketing name of Cetera Investment Services LLC. Click to view Cetera Investment Services Privacy Policy and other Important Information and Form CRS.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59½, may be subject to an additional 10% IRS tax penalty.
