Pension Plans

A retirement plan that can be offered to attract and retain employees



Product Features & Benefits

American Savings Investment Services utilizes Cetera Investment Services to provide access to traditional pension plans. With these employer-sponsored and funded retirement plans, retirees are paid a fixed amount, based on the number of years worked and salary history

Defined Benefit Plan

  • Maximum Contribution - Amount needed to provide an annual benefit not larger than the smaller of $160,000 or 10% of the participant's average compensation for his or her highest three consecutive calendar years

  • Maximum Deduction - Based on actuarial assumptions and computations

Defined Contribution Plan

  • Maximum Contribution:

    • Money purchased - smaller of $40,000 or 100% of the participant's compensation

    • Profit sharing - smaller of $40,000 or 100% of participant's compensation

  • Maximum Deduction:

    • Money purchased: 25% of all participant's compensation

    • Profit sharing: smaller of $40,000 or 100% of participant's compensation

Let's Talk

Kanani Miyahira's Photo

Kanani Miyahira

Island: Oahu
Phone: (808) 541-8586
Start Planning

Jeffrey Bonk's photo

Jeffrey Bonk

Islands: Maui & Hawaii
Phone: (808) 952-7019
Start Planning

Riki-Ann Chow's photo

Riki-Ann Chow

Island: Oahu
Phone: (808) 527-4350
Start Planning

All Financial Advisors >

Common Questions:

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investments are offered. Advisory services are only offered by Investment Adviser Representatives. Registered address and phone number: American Savings Investment Services, 300 North Beretania Street Honolulu, HI 96817. (808) 735-1717.

Not FDIC Insured
Not Bank Guaranteed
May Lose Value
Not Insured by any Federal Government Agency
Not a Bank Deposit

Click to view Cetera Investment Services Privacy Policy and other Important Information.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at

BC firm badge