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	Complete Rewards^® Visa^®Card Summary of Credit Terms	Platinum Edition^® Visa^®Card Summary of Credit Terms	Secured Visa^®Card Summary of Credit Terms
	Apply Now! > Earn rewards on your purchases	Apply Now! > Get a great rate	Apply Now! > Establish or improve your credit
Rewards Offer²	EARN 1% BACK ON PURCHASES:² Redeem for cash back, gift cards, travel or merchandise. Plus, you have 5 years from when rewards are awarded to use them before they expire. BIGGER REWARDS: Choose to redeem your rewards into your checking or savings account for a higher value of 1.5% back.²	Reward yourself on interest by saving money with a low intro rate on balance transfers.	Enjoy the rewards of established or improved credit. Plus, you may be able to get your deposit back automatically in as little as 11 months, when you maintain a good payment history with us, subject to credit approval.
Bonus Offers	Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.²	$25 statement credit when you make a purchase within the first 3 billing cycles.³	Higher credit limit: You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
Credit Limit	Variable based on your creditworthiness.	Variable based on your creditworthiness.	REQUEST YOUR OWN CREDIT LIMIT by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
Annual Fee¹	$0	$0	Low $25 Annual Fee¹
Intro APR¹	0% INTRODUCTORY APR¹ for the first 6 billing cycles on purchases and balance transfers.	0% INTRODUCTORY APR¹ for the first 15 billing cycles on balance transfers.	None
Standard APR	After that, a variable APR based on the Prime Rate between 17.99% and 24.99% APR depending on your creditworthiness.	After that, a variable APR based on the Prime Rate between 11.99% and 21.99% APR depending on your creditworthiness.	Variable 21.99% APR¹ on purchases and balance transfers based on the Prime Rate.
Balance Transfer Fee	A balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).	An Introductory balance transfer fee of 3%¹ for the first 15 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance tranfer that you make (minimum $10).	A balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
Foreign Transaction Fee	3% of each transaction in U.S. dollars.	3% of each transaction in U.S. dollars.	3% of each transaction in U.S. dollars.

Important Information

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms links for the product listed above.
See the Rewards Terms and Conditions in the Summary of Credit Terms link above. Your % back rewards are earned as points.
You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

Cards are issued by First Bankcard^®, a division of First National Bank of Omaha, pursuant to license from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO^® Bankcard Score 9, the version of FICO^® Credit Score we use to manage your account, within 45 days of account opening.

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Cards are issued by First Bankcard^®, a division of First National Bank of Omaha, pursuant to license from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO^® Bankcard Score 9, the version of FICO^® Credit Score we use to manage your account, within 45 days of account opening.

What do you want... We've got it.

Apply today for your perfect card.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to license from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.

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Cards are issued by First Bankcard^®, a division of First National Bank of Omaha, pursuant to license from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO^® Bankcard Score 9, the version of FICO^® Credit Score we use to manage your account, within 45 days of account opening.