Platinum Edition® Visa® Card

A great introductory rate to consolidate your existing balances and help save you money

Great introductory APR1 of
0%
for the first 15 billing cycles on balance transfers

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Summary of Credit Terms

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Connect your ASB Platinum Edition® Visa® Card to your smartphone and pay while on-the-go

Product Features & Benefits

  • 0% introductory APR1 for the first 15 billing cycles after the account is opened on balance transfers; after that, a variable APR based on the Prime Rate between 14.24% and 23.24% APR depending on your creditworthiness

  • $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened2

  • No annual fee1

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Summary of Credit Terms

Important information on rates, fees, costs, conditions and limitations


An introductory balance transfer fee1 of 3% applies to each balance transfer you make in the first 15 billing cycles after the account is opened (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer you make (minimum $10). Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

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  1. For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.
  2. You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note that new cardholders will generally see their FICO® Bankcard Score 9 (the version of FICO® Credit Score we use to manage the account) within 45 days of account opening.