Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. An introductory balance transfer fee1 of 3% applies to each balance tranfer you make in the first 15 billing cycles (minimum $10). After that, a balance transfer fee of 5% applies to each balance tranfer you make (minimum $10). Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

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  1. For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms.
  2. You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VISA is a registered trademark of Visa International Service Association and used under license. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note that new cardholders will generally see their FICO® Bankcard Score 9 (the version of FICO® Credit Score we use to manage the account) within 45 days of account opening. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.